Trading the stockmarket (NO Referrals)

Huh?

Right, you don't need congressional approval for fx intervention (ESF) or straight up capital controls under the IEEPA.

These are far more disruptive for markets than simple tariffs. Tariffs which Europe uses itself and has done at a higher rate than America for the last 20 years.
You will need to provide evidence for that assertion.
 
I for one would love it if Trump does something crazy, I have a nearly five sum to invest with next month as it inclues my bonus...
 
I for one would love it if Trump does something crazy, I have a nearly five sum to invest with next month as it inclues my bonus...

This , waiting for his Iran strikes etc as they will no doubt have a negative effect I would have thought.

I've got the vanguard ftse all world ATM and looking at the MSCI financials Europe, looks to have good growth since 2022, not sure if it's worth putting some into that to move a little more away from the US which the vanguard is a large portion.
 
Been watching 'Neil Invests' FB dude. I'm getting to the stage where i am going to start a S&S ISA. Going to use Trading 212 and sign up wifey with referral, so x2, 212 investment accounts.

  1. Neil says he invests in FTWG. That is the Invesco FTSE All World ETF in GBP, accumulating and hedged.
  2. OCUK advises FTSE All-World UCITS ETF
Going to lock away for 5 years, also topping up monthly. Any thoughts on the above ETF's before i ***** my money into them? (complete newbie here).
 
Been watching 'Neil Invests' FB dude. I'm getting to the stage where i am going to start a S&S ISA. Going to use Trading 212 and sign up wifey with referral, so x2, 212 investment accounts.

  1. Neil says he invests in FTWG. That is the Invesco FTSE All World ETF in GBP, accumulating and hedged.
  2. OCUK advises FTSE All-World UCITS ETF
Going to lock away for 5 years, also topping up monthly. Any thoughts on the above ETF's before i ***** my money into them? (complete newbie here).
Hedged against what?
 
Hedged against what?

For full transparency, the main fund I personally invest in is FWRG, the Invesco FTSE All World UCITS ETF GBP Hedged Accumulating.

Here is why I like it:

  • It includes companies from both developed and emerging markets
  • It is globally diversified with over 3,000 holdings
  • It is GBP hedged, which helps reduce currency risk
  • It is accumulating, so dividends are automatically reinvested
  • It has a low ongoing charge
  • It is available inside a Stocks and Shares ISA on Trading 212 with no platform fees
This fund suits my long term strategy of regular investing, minimal effort, and maximum diversification.
 
One thing about Trading212 is yes it might be cheap on fees, but it's not obvious to me who owns it. If I was putting a lot of money with a company, I might want a clearer ownership structure. You also need to check whether it's a member of the various compensation schemes, e.g. FSCS etc (which T212 is). Depending on how much your investment might end up being, i.e. over compensation limits, I might consider splitting the initial investment into two different companies.

The other thing about T212 (I have an ac), is that it seems to be having a few problems with its online interfaces recently.

You also need to consider how easy a company is to contact if you run into issues.
 
Last edited:
Been watching 'Neil Invests' FB dude. I'm getting to the stage where i am going to start a S&S ISA. Going to use Trading 212 and sign up wifey with referral, so x2, 212 investment accounts.

  1. Neil says he invests in FTWG. That is the Invesco FTSE All World ETF in GBP, accumulating and hedged.
  2. OCUK advises FTSE All-World UCITS ETF
Going to lock away for 5 years, also topping up monthly. Any thoughts on the above ETF's before i ***** my money into them? (complete newbie here).


there is almost never a good reason to have a hedged fund, especially if you have a 5+ year time horizon.
 
Hedged against what?
GBP, so if the pound tanks you might do OK, but in the pound strengthens you loose and considering the ongoing weakening on the USD this seems less likely, and in all cases you loose on the hedging costs. When you invest in an all-world ETF then you are already diversifying currency risks.
 
So sounds like i need to bin off Neil and FTWG and just lump it into FTSE All-World UCITS ETF and forget about it for a while :)
Honestly you are just never going to get good financial advice from social media and influencers, it is intrinsically compromised and untrustworthy.

GBP, so if the pound tanks you might do OK, but in the pound strengthens you loose and considering the ongoing weakening on the USD this seems less likely, and in all cases you loose on the hedging costs. When you invest in an all-world ETF then you are already diversifying currency risks.
Would be pretty dumb right now to pay the hedging cost to protect yourself from the upside of a strong pound.
 
One thing about Trading212 is yes it might be cheap on fees, but it's not obvious to me who owns it. If I was putting a lot of money with a company, I might want a clearer ownership structure. You also need to check whether it's a member of the various compensation schemes, e.g. FSCS etc (which T212 is). Depending on how much your investment might end up being, i.e. over compensation limits, I might consider splitting the initial investment into two different companies.

The other thing about T212 (I have an ac), is that it seems to be having a few problems with its online interfaces recently.

You also need to consider how easy a company is to contact if you run into issues.
Compensation limits don’t apply to stocks or ETF’s. T212 keep customer funds ring fenced so in theory if T212 goes under you still own the assets and they can be distributed to another broker.
 
Personally I pick stocks and don't buy ETFs. This means I don't pay ETF fees, and I don't invest in things I disagree with.

I'd also say that good diversification can be achieved at quite a low number of companies, say around 20. There is no need for say the 3,000 companies of an ETF.

However, I do understand people may like the minimal effort of an ETF.
 
You seem to mention both FTWG or FWRG, which is it?

FWRG - (Invesco FTSE All-World UCITS ETF Acc) is the accumulating ETF and is currency unhedged.


Edit:

FTWG is also currency unhedged

 
Last edited:
Back
Top Bottom