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He asked if it was good over the last year. The only way to answer that question is to compare to what the alternatives were last year, and that was not good. If the question was "is 12.6% return per year good?" the answer would be different, of course. Would you really be happy with 12% return...

Sounds like a lot of middling tech companies. Probably just milk it while it lasts with an eye open to something better. I've been in that situation before. It was stressful but it actually worked out OK because despite having to manage up and paint a sparkly picture and roadmap, the management...

Not very good compared to a global fund and awful compared to US stocks. 1 year is a short timeframe to compare though.

I dunno if it's just a personal preference thing...we've been pretty stagnant since the dotcom bubble burst in 2000. FTSE 100 Versus S&P 500... I got killed by a ****** default Aviva fund that weighted mostly towards the UK in my early pension investment years. Wish I had weighted towards the...

It's just how we English are... :)

£3.5k is probably quite decent if it includes everything except stamp duty. I was quite surprised how much it had gone up by when I sold a flat last year - £1.2k just for sale and that was with a conveyancer up north near where I live. Same conveyancer charged £650 for a sale in 2017. The...

I check the value of my SIPP like 3x a day. It's totally unhelpful and I never make any changes based on it. I admire people who can just look at it once a quarter or year!

It almost feels like solicitors don't actually want to get it done ASAP. It's at the bottom of their queue until a few months in one gets their act together followed by the other and suddenly things move really quickly. All the chasing and escalating you did previously was worthless. :(

I don't think so, I think they are based on analysis of predicted ratio of working vs non working age population over time.

Would like to get mine done at some point. Gutter down pipes get blocked up with moss washing off the roof every year.

I'm on BA premium economy for a 10 hour each way flight next week. Dreading it. Most of my recent travel has been to US on Virgin, so much better.

Looks like BA A380s have 7 seats to a row in business class vs 4 on Emirates. Wow. I'd have had high expectations for BA biz class on the A380. Although I'd expect to be able to step over someone's legs without having to move them.

Not really enough to be a significant factor in decision making is it? Unless you have good reason to believe the market price will be many times more in the near future and the vesting conditions will be met?

It's good in one way and bad in another - yet another burden on working age people.

There is no paying in or contributing to a state pension. State pension for current retirees is paid for by taxing current workers. The relationship between NI and state pension is only eligibility.

I don't know how people would live only on state pension, even with triple lock. I agree with the comments that state pension age is only going to increase. It's going to be a miserable existence without a well funded personal pension, trapped into working to an ever increasing age and when you...

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+8.5% from April thanks to triple lock - right?

Take laptop along to browse or work. I got called when I was 18. Was a pretty interesting experience although one of two cases was grim. Met some other people around my age and we went to the pub for lunch every day.

True, but not much of an issue for me as I can put work international travel on it :)