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  1. ddoubleep

    OcUK Dadsnet thread

    Have you been seen by the NHS outside of this private test? It is really worth getting a referral via your GP to be seen by a Paediatrician with a proper program. We've dealt with allergies and via the help of a nutritionist, personal food diaries and NHS you can get more dialled in help. Over...
  2. ddoubleep

    Trading the stockmarket (NO Referrals)

    Aviva platform is very slow and clunky! Helped someone with their workplace pension and it was a woeful experience. Vanguard is simple and effective. Tax claim apparently takes up to 8 weeks when I dropped some in recently. What fund did you settle on for your SIPP?
  3. ddoubleep

    BMW and M Power Owners

    The 530d would be my choice if can find one within budget. Some are so close to the newer generation albeit with more miles. Is there anything to look out for in-terms of niggles? Air suspension? Pan-roof leaks? That sort of thing. The F11 to my eyes looks the better shape also in Space Grey or...
  4. ddoubleep

    BMW and M Power Owners

    Any thoughts on F11 520d / 530d being a good buy in 2024? Needed something that was ULEZ compliant and motorway drives at the weekend and allowing decent storage for family trips. It seems they released this before the F31 3 Series got the Ulez compliant engines. There are hardly any 520i from...
  5. ddoubleep

    *****Official BBQ Thread - Suns out, Buns out!*****

    Sound investment! Enjoy the cooks. Get yourself a rotisserie if funds ever allow. Another game changer for cooks that can be left alone.
  6. ddoubleep

    Pension fund performance - do you monitor yours, how is it doing, do you actively change it?

    Nice one. Anything out of the default will be a bonus and learning how it changes this. Just don't check daily like I've been past week and you'll be fine.
  7. ddoubleep

    *****Official BBQ Thread - Suns out, Buns out!*****

    What did you order?
  8. ddoubleep

    *****Official BBQ Thread - Suns out, Buns out!*****

    Has anyone purchased a decent Barbecue Shelter? Looking at a few options to cover the Weber 57 and Gozney Pizza oven to allow a bit of shelter and make it a section where all the outdoor food bits goes and cooking area.
  9. ddoubleep

    Pension fund performance - do you monitor yours, how is it doing, do you actively change it?

    I think this is the biggest hurdle to get over about shouldn't think about timing the market. I had funds in Vanguard All Cap and they had big surge and also had funds in Developed World VHVG that missed the surge and it got me thinking why oh why do we sometimes make it more difficult than it...
  10. ddoubleep

    Pension fund performance - do you monitor yours, how is it doing, do you actively change it?

    VHVG is 68.6% and hasn't jumped as high was what I couldn't understand. Unless I'm looking at the gain % all wrong.
  11. ddoubleep

    Pension fund performance - do you monitor yours, how is it doing, do you actively change it?

    How is it that the Global All Cap has had a surge fast few days? It has done me well whilst the other funs in a SIPP with Developed World VHVG didn't get as much gains?! I know I shouldn't overthink it as different factors and timings.
  12. ddoubleep

    Pension fund performance - do you monitor yours, how is it doing, do you actively change it?

    Which provider and what funds? It might be worthwhile checking your options as steady increases could still leave you short.
  13. ddoubleep

    Pension fund performance - do you monitor yours, how is it doing, do you actively change it?

    If a small cap was to go on a good run would they transfer into the mid or large or is this a case of catching them when they got hot in the first place?
  14. ddoubleep

    Pension fund performance - do you monitor yours, how is it doing, do you actively change it?

    Loads of choice! Vanguard FTSE Global All Cap Index Fund Vanguard FTSE All-World UCITS ETF USD Accumulation (VWRP) Vanguard FTSE Developed World UCITS ETF USD Accumulation (VHVG) Vanguard FTSE Developed World ex-U.K. Equity Index Fund Vanguard FTSE All-World High Dividend Yield UCITS ETF USD...
  15. ddoubleep

    How old is your smartphone?

    Pixel 5 still going strong though will update this year as no longer getting security fixes but will be passed down to family as spare phone or for the photos it takes using that Pixel magic.
  16. ddoubleep

    Pension fund performance - do you monitor yours, how is it doing, do you actively change it?

    This is why need to always delve past the cumulative numbers and see why it had a bump and in this case having high % Mag 7 is the real reason and would have been no different to bolting on S&P 500 to a World Tracker. Having seen recent responses over the past week the Vanguard Developed and...
  17. ddoubleep

    Pension fund performance - do you monitor yours, how is it doing, do you actively change it?

    Mag 7 also make it sound like 493 of the S&P 500 companies have not grown at all! Imagine if they all grew. VUAG and Co would go to the moon!
  18. ddoubleep

    Pension fund performance - do you monitor yours, how is it doing, do you actively change it?

    As this was not my own funds it was difficult to say go for the Islamic one based solely on past performance as this had a lot to do with the magnificent 7 making a higher % over the Developed World Tracker and therefore would have had those major gains and will continue to do so as long as the...
  19. ddoubleep

    Pension fund performance - do you monitor yours, how is it doing, do you actively change it?

    I'm sure L&G do their own Developed World tracker or Dev World exc. UK for something like 0.10 or 0.12% when I checked recently for a family member who was also in a retirement fund and moved it out the default to global equity. There was also an Islamic World tracker that's done very well and...
  20. ddoubleep

    Pension fund performance - do you monitor yours, how is it doing, do you actively change it?

    The OH has Developed World Ex. UK (Acc) in her pension and has done well for her but was burdened with loads of other funds so they have been culled to go 100% but may have small % Emerging Markets to go along with it. Is yours 100% Ex. Uk?
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