have consolidated a few pots into a Vanguard SIPP - left my other big fund as is as it's gets a decent discount so whilst not as cheap as vanguard I can access it at 55 if I needed/wanted to.
Don't have a DB scheme but assume it would be best left alone. NFA.
UK renewables certainly seems to be moving in the right direction, just need that nuclear investment now to handle the periods when it's not sunny or windy. Hopefully some massive continued investment in hyperscale battery storage as well and the overall grid ability to handle it.
A couple of things to consider asking about is sequencing and maximising tax free cash in retirement. I've watched a few videos on that which made me realise I needed to start building up a S&S ISA so I can use my 25% tax free pension amount, my tax allowance and my S&S ISA to minimise my tax...
I made extensive use of it when it was £300 a year and I was travelling by air every week as it meant I had lounge access covered either by the various airline status I had at the time (think I was gold on all 3 major alliances at the same time) or Priority Pass. As we were allowed to pay for...
Can only go with my install from Octopus for a Zappi but they were significantly cheaper than any other installer who gave me a price and they used decent 'ultra ev' cable as well. I was happy to wait a couple of months as it's a small amount of time compared to the time I'll have the car.
You...
Paid for my solar panels with a 10 year 0% loan - costs me £42 a month, the panels pay for themselves generating much more than £42 a month over the course of a year.
I've not had my bill for March, queried it with them and they said it was missing readings - I pulled my smart meter data from their website and the only 'missing readings' were the day the clock changed so only 46 instead of 48 readings that day - every other day in the billing period had the...
I had a 2500k OC'd with a 5700XT - the CPU did throttle the GPU a lot - what I did was get a 2nd hand 3770k off ebay and that had a significant improvement in gaming, especially once I delidded and liquid metal'd the thing - which is probably going to be a must do on a old 3770k if it's not...
A zappi install from Octopus for up to 30m of cable would be about £1,238 - they used ultra ev cable on my install which has the data cable built in.
This works out as £1,049 for a standard install + £189 for the extra cable run. Details here...
Same for me but overall for the year I am above my installer estimates so it's still a win overall. I do lose a few kWh hours in winter due to trees blocking out the sun but even if I chopped them down it wouldn't be a massive increase so it's not really worthwhile.
I've a SMETS1 meter, think it was installed by edf, it works fine with Octopus - it's a Secure model which is listed as one of the SMETS1 meters that can be kept smart when moving suppliers.
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