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  1. LabR@t

    Field? That's racist...

    It's an affront to common sense, why should some idiotic group decide what words can be used and what cannot. Next they will be telling what to wear and who to pray too. Those who try to force this on to people are bigots.
  2. LabR@t

    Field? That's racist...

    https://www.amazon.co.uk/White-Girl-Bleed-Lot-Violence/dp/B07ZQQHX33?ref=d6k_applink_bb_dls&dplnkId=c56cb1b7-08ff-4ebd-a9d9-779fda332c23
  3. LabR@t

    NHS=Negligent Health Service

    That's his experience it's different to yours but it's not wrong or uniformed. You sound extremely narrow minded and arrogant.
  4. LabR@t

    Field? That's racist...

    Stick with the guardian, reinforce your bigotry.
  5. LabR@t

    Field? That's racist...

    https://youtu.be/cFtgf_cYOXw
  6. LabR@t

    Harry and Meghan to resign

    Please God make it stop
  7. LabR@t

    Mortgage Rate Rises

    Is you can afford it the stability is a nice bonus
  8. LabR@t

    Mortgage Rate Rises

    https://www.gov.uk/get-help-savings-low-income Help to Save is a type of savings account. It allows certain people entitled to Working Tax Credit or receiving Universal Credit to get a bonus of 50p for every £1 they save over 4 years. 50p for every £1 your save.... (to a point)
  9. LabR@t

    Did you ever speak with your parents about inheritance?

    Told them to spend it I don't need their money. Content with my lot and they should enjoy their finals years enjoying the fruits of their labour.
  10. LabR@t

    Mortgage Rate Rises

    Single wage wife looks after the children, it would be nice if she went back to work at some point but to be honest it's nice to come home to a meal on the table and a clean house.
  11. LabR@t

    Mortgage Rate Rises

    I have been paying the same 5.5% I was when I took it out in 2008. I have boe base rate + .5% tracker.
  12. LabR@t

    Mortgage Rate Rises

    I've been here since 2004 never changed any settings. But you contradicted yourself in the post so... Victor mildew was a nick name of mine when I was younger. He's not moaning about it
  13. LabR@t

    Mortgage Rate Rises

    By cutlery I was meaning pots,pans, utensils, yes they can be had cheap but I was skint...... Get it?
  14. LabR@t

    Mortgage Rate Rises

    No, you're not getting the point. SOME people refuse to lower their spending in non essentials. I feel for those in need, my son is on minimum wage with flat and is finding it hard. But life is unfair always has been, always will be. Blame game is all too easy.
  15. LabR@t

    Mortgage Rate Rises

    i suspect a few aren't willing to lower their living standards whilst we are in an economic quagmire.
  16. LabR@t

    Mortgage Rate Rises

    Sounds like cry babies, not wanting to go through some tough times. It won't last it never does. Maybe limit the spending on luxury items?
  17. LabR@t

    Mortgage Rate Rises

    Budget, plan for the worse...
  18. LabR@t

    Mortgage Rate Rises

    I was fully stretched maxed out, read the post...... house price vs wages is irelevant. I was stating you must face hardships if you want something pleasant, its normal and as time goes on it will become easier i got second-hand fuRNITURE, hand-me-down cutlery etc. I stopped going to the pub...
  19. LabR@t

    Mortgage Rate Rises

    Life isn't fair shocker... Maybe the education system shouldn't have mollycoddled you?
  20. LabR@t

    Mortgage Rate Rises

    When I took original mortgage out back in 2000 it took up most of my income and left me when hardly anything, but it was worth it to get on the property ladder. Sacrifices are required to buy a house, it's just depends how much you want it.
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