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Ahh that sucks :( One of ours had cancer a couple of years back, it wasn't fair to see her suffer. Still upsets me thinking about it now, but I know ultimately it was the right thing to do. Are you still having the vets come to the house? It definitely makes a difference if your vets will do...

Ah there's far worse off than me. Thankfully I've always been frugal and a saver so I have good buffers in place incase anything like that happened. I hadn't actually considered using the interest from savings to offset the increase of mortgage payments come deal renewal time. Although...

That was one of the things I was thinking about. It will depend on what the interest rates are towards the end of next year really. However, I've also had a shock to my income in the last 12 months (redundancy last July after 20 years with the company) I'm now on minimum wage as I've changed my...

I have about £68.5k left on my mortgage (apparently zoopla estimates its worth around £310k although I'm not sure how accurate it is), on a fixed rate of 1.69% until Dec 2025 and a total of 14 years and 7 months on the total term. So the total I could pay, as you say is 10% a year unless I want...

Ah but cats like to be up high to survey their dominion and their slaves from above.

Nothing last 2 months on £21k :(

Well yeah. As life has taught me, nothing ever seems to benefit the consumer when it comes to money. I dont bother overpaying now. Well not directly anyway. Due to the savings interest rate being so much higher than my mortgage rate, I save the overpayments and I am just going to pay a lump sum...

That's the same as mine with TSB. If I make overpayments it reduces future monthly repayment amount, the total term stays the same, but I don't have to go through any new affordability checks. If I want it to reduce the total term with the overpayment then I have to go through a complete...

That's actually not a bad return though :p A £1 investment to hit £50 after 30 years is around 14% interest a year (compounded yearly)

I am in a similar situation, 40 in April. Although slightly different circumstances (Redundancy after 20 years in telecoms last July) Retrained in IT via self study of CompTIA A+ and Network+, just starting in March as a trainee IT support technician. It is a rather large drop in pay, but that's...

Well another update. It was quiet over Christmas and New Year. Applied for around 25-30 jobs just after new year. Didn't think I'd hear much in all honesty. However I ended up with around 10 of them ask for interviews/team calls etc. I went to my first face to face on 8th Feb, and was offered...

Could always ring your local vets/wherever you take Ron etc, see what they say. If he isn't too stressed about going in a carry box, there'd be no harm in just taking him to get scanned if you suspect he's actually lost/stray/being neglected etc.

:D The new Army General mode is still in its infancy at the moment. There is a play through on youtube here -

It will have once finished. Similar to their Wargame series of games. In its current state it has skirmish battles against AI or multiplayer. 2 game modes - One is basically hold areas to accumulate deployment points and the other is rack up points by destroying more stuff than your opponent...

It's definitely worth a go. It seems to get updated quite regularly during its early access, and it's keeping the itch scratched waiting for Broken Arrow :D

Have you played Warno? That's similar to Broken Arrow albeit slightly earlier timeline.

Nothing really - Until I can get a minimum of 50% performance upgrade at the £650 price I paid for my 3080, I won't be budging. I'll wait to see what the next generation of GPU's will do. Hopefully by then, whichever card comes in at around £650 will be at least 50% faster, maybe more.

I stopped for now as I needed to concentrate on passing some IT certifications to try get myself back in work after "voluntary" redundancy! I compled the first province area. Does it get better as it goes on? It was a little on the slow side.

Yup there's a notice in the app about an outage

I don't think the series S holds back development of series X. It's not like having to support last gen consoles in the sense that they had different hardware architecture. The series S has the same architecture as in the series X, just at a lower performance target i.e. series x tends to to...