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  1. platinum87

    Trading the stockmarket (NO Referrals)

    This is why if you are someone who is trading short term you will get ****** because you are competing against people with insider information, insane algo's and people who can manipulate the market. But if you are a long term investor you bypass all of it, unless you pretend to be a long term...
  2. platinum87

    Pension fund performance - do you monitor yours, how is it doing, do you actively change it?

    Because for example in 2008, the market crashed, BOE dropped interest rates, the drop in interest rates pushed up bond prices. Thus having a portfolio of bonds/stocks would be decent. However after that, with interest rates at zero, bonds cannot go up anymore, and the yield is below inflation...
  3. platinum87

    Pension fund performance - do you monitor yours, how is it doing, do you actively change it?

    The most important thing we should discuss here is risk, risk ratings keep popping up in these types of threads and it is wrong. Risk in investing is volatility, most people don't seem to understand it is not risk in the normal meaning of the word It only applies to the short term. Over the...
  4. platinum87

    Pension fund performance - do you monitor yours, how is it doing, do you actively change it?

    Its not his fund choice its the standard life fund manger criminals. He explained pretty much everything about his situation. Risk is volatility, not risk. Its developed world market weighted, so what US is 70%? But seriously though, you cannot say dont make recommendations on threads where...
  5. platinum87

    Pension fund performance - do you monitor yours, how is it doing, do you actively change it?

    Its not better its the same, you still need cash to pay fee's The fund he is currently in is insane level trash. I disagree entirely, your argument renders all forums in existence redundant. We should definitely recommend this, or that. Being in that fund is a mistake, its also a mistake to...
  6. platinum87

    Pension fund performance - do you monitor yours, how is it doing, do you actively change it?

    Open a SIPP with vanguard and transfer the two dormant pensions there and invest into one ETF called VEVE. Continue with your salary sacrifice Open a ISA with vanguard (account fee shared), and buy VEVE again. Change your fund over at standard life to vanguard ftse developed world, ex-uk or...
  7. platinum87

    COVID-19 (Coronavirus) discussion

    There is no way to continue if you disagree that it doesn't require omniscience. Simply list all theories you believe are conspiracy theories, and when one of them comes true it proves my point.
  8. platinum87

    COVID-19 (Coronavirus) discussion

    Because to tell the difference between whatever distinction you make requires omniscience. The death data is not faked, the stats say it, deaths within 28 days of testing positive, but most people who quote it say covid deaths, that itself is a lie of omission. If you ever used that statement...
  9. platinum87

    COVID-19 (Coronavirus) discussion

    I was pointing out why you have a narrow attitude, and left you with some great advice for free.
  10. platinum87

    COVID-19 (Coronavirus) discussion

    So how do you tell what is a conspiracy or a conspiracy theory? You realize that is impossible right?
  11. platinum87

    COVID-19 (Coronavirus) discussion

    Did you stop to think you only see people who are sick who have covid? And not the countless millions of people who got covid and had zero symptoms at all? You should quit your job because you are not cut out for seeing that death and sickness on a constant basis.
  12. platinum87

    Trading the stockmarket (NO Referrals)

    No your vix spike is friday morning, the attacks on israel are saturday night. You can come up with any predictions you want but there is no data you can point too.
  13. platinum87

    Trading the stockmarket (NO Referrals)

    The vix is due to inflation/interest rates/debt, nothing to do with the iran situation.
  14. platinum87

    Fleecehold

    Can we do a petition to have Fleecehold be a legal term? So when we browse Rightmove it will have filters, show freehold, leasehold, and fleecehold :)
  15. platinum87

    Trading the stockmarket (NO Referrals)

    Yea its listed in two but legally the shares are the same, i expect arbitrage trades to stop this from happening. price differences for other dual listed shares are negligible You need to do some calculations on valuation, for example. company A grows at 5% earnings per year, company B grows...
  16. platinum87

    Trading the stockmarket (NO Referrals)

    I like your allocation, what are the companies. Currently i am in Amazon, Alphabet, Microsoft, VISA, Intel, Shell, Rio Tinto. ---- Anyone have an idea why Rio tinto trades at 120 AUD on the Australian stock exchange, while trading 50GBP on the LSE. Where 120 AUD = £62.50
  17. platinum87

    TV Licence Super Thread

    just did it a few days ago, does not ask me for any date? Or are you talking about a paper form or something?
  18. platinum87

    Family dispute incoming

    I did read the thread, and what is done is done, hence my comment.
  19. platinum87

    Family dispute incoming

    Your mother should spend as much money as possible to enjoy her life as much as possible. If this means you get zero inheritance, then so be it.
  20. platinum87

    Bullies getting ahead in life

    Its massively out of context to push some sort of narrative, likely to institute a social credit score where telling someone NO is "aggressive" and thus you pay more tax. Bullies will have the worst life outcomes of all if they are still bullies at the age of 10, by a very large margin. Being...
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