mortgage

So yes, I currently have my own flat - I have approximately £150k equity and am planning to sell it next year. It gets complicated, because originally I was going to downsize to a little one bed flat and would need no mortgage BUT I have had a change of heart and would like a little terraced...

My mortgage fixed rate period ended and now I'm on 7.74% interest rate... Halifax won't give me another fixed rate deal because there's less than 2 years left on my existing mortgage. Looking into getting back onto a lower fixed rate and also putting some credit card debt into it (debt...

Without any judgement I'm looking for advice on my realistic options (if at all) for saving for a mortgage at 48 years old. I currently rent and have never owned a home, am single and have £2000 of savings. I can afford to save £400-£450 a month towards a mortgage with repayments of circa...

Hi all. Please tell me if I have worked this out correctly or not lol I have /will save (for ease of math) 7 years on my mortgage. 7 x 12 = 84 months. So I have saved my self 84 payments of £1050 (this is my total over payment.) I have saved over the life of the mortgage £88200. Or is it So I...

I am in the process of purchasing a home which is a form of non-traditional construction built using a concrete frame and found that finding information on these types of homes are generally all negative provided on forums. Anyway, I am continuing with the purchase of mine. If you are looking...

I think this is the most appropriate forum for it, apologies if it isn't. I'm currently saving for my first home and I've managed to get a mortgage in principle. I'm looking at some properties which I can afford if I put together what I've saved plus the amount the bank is willing to lend me...

Dear members I am planning to move with my wife And 4years and 1yrs old kids. At the moment we are actively searching area which is suitable for us especially kids' growing perspective. I have find quite good detached and semi-detached house in Sittingbourne but I have found quite a lot -ve...

Hi all, So, me and the wife need to start thinking about purchasing a house, which brings up mortgages. I haven't the foggiest about them, so obviously ANY advice here or help is appreciated. Naturally I know the basics, a high deposit helps matters, not to have too much debt, but beyond...

So a friend has asked for my opinion on whether she should go for a Fixed, Variable or Tracker mortgage. Friends tend to come to me for this sort of stuff because I'm fair at maths and logic. Like most people who aren't, they confuse these things with being informed. And if I knew how to...