Unless you can narrow it down to an appliance by elimination, then this probably needs a spark on site to get to the bottom of (and even then, it might be tricky if its an intermittant problem and cannot be reproduced at the time)
When disconnecting things, make sure you unplug rather than switch off at the socket, a lot of sockets dont switch the neutral (and neutral earth faults are a common cause of RCDs tripping)
A 100ma RCD suggests a TT earthing system, and you can get some weird RCD faults with these (for example, its possible to have a latent fault in your house that does not trip the RCD, but if a certain fault occurs in another property fed from the same transformer [or an electrician conducts a certain test] that can then cause your RCD to trip out)*
* For these technically minded, a neutral earth fault on a TT system will, chances are not trip the RCD straight away (depending on loading on the system), however if an earth fault occurs in another property, or a loop test is conducted, the current following in the earthing path will create a volatage drop across the electrode at the bottom of the transformer pole (which can have an Ra as high as 21ohms), this volatage between neutral and earth will then drive a current through the neutral-earth fault in the first house and trip the RCD*