Accident Advice

Robert

Robert

Robert

Soldato
Joined
20 Oct 2002
Posts
16,037
Location
North West
So as mentioned in the dashcam thread...

  • In lane 1/slow lane in avg speed limit zone, truck in lane 2 didn't see me - came over, I braked and his back tyres skimmed the side of my car as he drifted across.
  • I came to a stop, he drove off but pulled into a lay-by - said he didn't know he'd hit me, but saw traffic slowing etc so pulled over.
  • Swapped details (though he didn't give me his insurer, but said they'd be in touch) it was a huge truck, so got reg and company.
Anyway, I reported to e-sure via their online portal on the Sunday 7th august (it happed Saturday 6th august) as a non fault claim. So far they've heard nothing from his side, which I've been told not to worry. The problem is my insurance renewal ended yesterday and now I'm left with paying a premium due to this accident. I've just phoned his company and left a message "with the person who deals with this" to see if I can speed things up...there were no injuries, I just want it sorted.

So TLDR, does anyone have advice on how else to proceed? Are their any online sites to request dashcam footage for a time/place?
 
Semple said:
Assuming based on how you've said the accident went down then you're going to court over it? You say you mentioned it in the dashcam thread so I assume you've got footage. - I'm actually surprised the 3rd part are contesting it if there's clear footage of the incident.
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I have no footage, not sure I've said that I have but this issue is precisely why I want a dashcam. The email regarding could is "if needed" but yeah, uncharted for me.

I have said I'd be willing to go to court FYI.

Thought the lorry would've been covered in cams but not heard mention from their side.
 
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Semple said:
Ah my bad, when you said you'd mentioned it in the dashcam thread I'd assumed you had dashcam footage.

As for the HGV yeah I thought most nowadays had dashcam, unless they do and that's why they're pursuing taking it to court.
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To be honest I'd figured that they'd give footage now to prevent any further cost/time wasting
 
I tried but no dice

Sorry that was relating to highways. I phoned the company last year and was told I'd be put through to the bloke who deals with this stuff. Got an answer phone...left a message but no callback
 
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Scania said:
It most likely has forward facing cameras and, if it goes anywhere around London, it is mandatory to have near side “blind spot” cameras which most likely would have captured your incident…

Edit: Incidentally, if his trailer hit you and it was heavily loaded, unless he actually saw it happen it’s extremely unlikely he’d have felt and therefore been aware of anything, the fact he pulled over tells me he knew exactly what had happened, you don’t just pull over in a truck because traffic behind you suddenly slows….

I’m not taking sides here but can assure you the blind spots on artics are very large, more than enough to make a large van disappear never mind a car, that does not however excuse the truck driver from being aware of these blind spots and making sure there’s nothing in them before moving over which I’m assuming is what happened here…

I would be hassling the truck operator and their insurance company for footage, it most likely exists!
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He said he pulled over as he saw traffic stopping and hadn't felt it. Only Mark on his truck was my white paint on his wheels
 
Siliconslave said:
its likely not like TV court, It's likely to be you, your lawyer (you do have a lawyer don't you?), the defendant and their legal representative in a small room with no-one else. Rock up with plenty of time, dress well, be polite and do what your lawyer says - worst case you lose and the insurance has to pay out, best case you win and you get your no-claims and excess back (+ reasonable expenses iirc, keep your parking ticket to add to it :) )

We went a few years back when my wife had a head on down a country road, we rocked up dressed for a funeral and the defendant in her Day-Glo leggins - She was rude and unhelpful, we were polite. Judge ruled 100% defendants fault as my misses had tried to drive into the hedge and the defendant hadn't made any effort to avoid the crash. Could easily have gone 50:50 but think the appearance and attitude helped a lot :)
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I have no lawyer, but am represented by carpenters via my insurance. Totally didn’t consider this…‍♂️

Wonder if carpenters will provide this…guess that’s a question!
 
booyaka said:
of course they will settle....

It's way more expensive to go to court with all associated costs, they are hoping you back down beforehand. Don't, they will offer to settle and everyone carries on from there.

As above -surely your insurance has provided you with legal help?
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Yeah as above, I do have legal help.
 
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