Admiral Group policy suspension query

Hxc · 15 Nov 2011 at 22:12

Hi

Just a quick query as only the quoteline will be open for Admiral rather than the full on support desk tonight, and I'm curious as to the answer....

Currently a student living away from home sans car, but am going back home for christmas and would rather like the use of said car. However I don't need it when I am back here, and thus I'm wondering if Admiral and co allow you to suspend a policy, then reactivate it when I am back for easter, summer, etc.

I know they allow suspensions when selling the car, but I obviously won't have done that.

I can't get temp cover of any sort on the car due to my age and any other insurer quotes silly money for my car so if they don't I might end up selling. Or pay a fortune setting up and canceling policies each time I am home.

The car currently has a storage insurance policy on it so it being uninsured for periods of time is not an issue.

Cheers.

[TW]Fox · 15 Nov 2011 at 22:13

Yes, they allow you to suspend your policy.

Haggisman · 16 Nov 2011 at 10:33

I'm guessing they only allow you to suspend it if you haven't made a claim? They wouldn't allow me to suspend mine for a month when my car was rendered un-driveable due to being used as a motorcycle parking space.

Hxc · 16 Nov 2011 at 13:49

If there was a possibility you had been in a fault accident, of course they wouldn't allow you to suspend it, until they had investigated.
I was suprised that I was allowed to transfer my policy to a new car without paying any extra after I had my accident when I was 17, mind. All my fault, too.

BennyC · 16 Nov 2011 at 15:08

When I was at uni I left my car insured for the duration and would just use it as and when I returned from Uni.

Even though my car at the time was a total **** box I didn't want to leave it uninsured and it helped to accrue my NCD, 9 months of the year I wasn't driving and it was sat on the drive. Now I have 5 years NCD (22) rather than 2 or 3, if I had suspended my policy, so now that I can afford nicer cars the insurance is also more reasonable too.

Hxc · 16 Nov 2011 at 17:02

BennyC said:
When I was at uni I left my car insured for the duration and would just use it as and when I returned from Uni.

Even though my car at the time was a total **** box I didn't want to leave it uninsured and it helped to accrue my NCD, 9 months of the year I wasn't driving and it was sat on the drive. Now I have 5 years NCD (22) rather than 2 or 3, if I had suspended my policy, so now that I can afford nicer cars the insurance is also more reasonable too.

My insurance is more than reasonable as is (I seem to be very 'lucky' in regards to insurance), I am not paying £500 for the 9 months I won't be at home, the difference on an insurance quote will almost certainly be less than that, and as such it's a waste imo.