Admiral multicar

phi1 · 11 Jan 2011 at 00:53

Hi there, I am currently on a admiral multicar and I am just running some quotes on other cars. I am thinking of buying a nissan s14 200sx they will quote me on the normal 200sx but the 200sx touring it comes up with the message saying you need to be 21. As far as I understood it I thought the cars were almost the same? Any reason why they do this?

Cheers Phil

MikeHiow · 11 Jan 2011 at 01:49

Probably down to statistics alone. The touring model is the desirable one (I'm not even sure if there is a non-touring S14A?), and thus there are probably more of them crashed.

breadturbo · 11 Jan 2011 at 04:05

touring is just leather and a few other toys i think

SGWills · 11 Jan 2011 at 08:03

i will pick age over vehicle imo

DM · 11 Jan 2011 at 08:40

Phone them, they might have a bit of flexibility as you are on a multi car.

SGWills · 11 Jan 2011 at 08:53

DiamondMark said:
Phone them, they might have a bit of flexibility as you are on a multi car.

no harm in phoning but its likely that its his age/vehicle i doubt there would be any flex in their decision, otherwise how would it be fair to all their customers to let one person have the vehicle on cover and not someone else

DM · 11 Jan 2011 at 08:58

SGWills said:
no harm in phoning but its likely that its his age/vehicle i doubt there would be any flex in their decision, otherwise how would it be fair to all their customers to let one person have the vehicle on cover and not someone else

Fair got nothing to do with it,its a business, if they are getting something significant out of the multi car they might flex.

Its like anything when you buy the 5th diamond off me your gonna get it cheaper than the first one.

SGWills · 11 Jan 2011 at 09:11

not if its a high risk, they not going to say "ok you got 4 cars with us, we dont normally cover a vehicle of this type but as its you.........ah go on then"

whether the policy costs £1000 or £4000 for all the cars, they wont change their decision incase the young driver puts the high risk vehicle in to a bus stop and they pay out quite a bit*

* this is an extreme outcome but it has happened

phi1 · 11 Jan 2011 at 11:50

I am going to give them a call because there is a lot more mint ones that are s14a, I have around 4k to spend so should get a good one for that money!

phi1 · 11 Jan 2011 at 12:09

I just gave them a call. The touring so the s14a is more of a risk than the s14 which is stange. It just means if I want to get one I will have to look at the s14.

MikeHiow · 11 Jan 2011 at 12:15

How far away from 21 are you?

phi1 · 11 Jan 2011 at 12:29

Quite a way, I may just wait till my next year no claims is up in september meaning I have two years then my sister works at adrian flux and she ran a quote with one and then with 2 and it didn't really make that much diffrence was £1500 now or £1100 with 2 years. I am in the multicar with admiral at the moment and paid the whole ammount up front so I guess I am stuck there. I have always liked the s14s go to a lot of the drift days with friends but decided I want to get one now.

This is what I want being picky!
S14 200sx
Has to be newer than 1996 because I have a "p" private plate,
No VVT rattle and no rust!
No completely modified just a few little bits.

I don't think I am going to find it easy to find the right car.

mattyprice4004 · 11 Jan 2011 at 22:18

So instead of wasting time, you could have listened to the first reply to your thread?

phi1 · 11 Jan 2011 at 22:30

mattyprice4004 said:
So instead of wasting time, you could have listened to the first reply to your thread?

Indeed but you don't get anywhere if you don't ask! Only took 2 mins on the phone.

Joshy · 11 Jan 2011 at 22:37

Admiral are quite silly when it comes to what they'll insure under 21 and what they won't.

Absolutely no chance of getting insured on my car if it was registered as a Lexus, but as a Toyota no problem. The best one I've come across is them not insuring me on a GS300, but they'll happily insure me on a more powerful, more vaulable, higher insurance grouped GS430. That made perfect sense.

Good luck with the S14 hunt

phi1 · 11 Jan 2011 at 22:55

Joshy said:
Admiral are quite silly when it comes to what they'll insure under 21 and what they won't.

Absolutely no chance of getting insured on my car if it was registered as a Lexus, but as a Toyota no problem. The best one I've come across is them not insuring me on a GS300, but they'll happily insure me on a more powerful, more vaulable, higher insurance grouped GS430. That made perfect sense.

Good luck with the S14 hunt

I really do think they just pick the cars out of a hat. I am just going to wait for the right one to come up but it's very difficult as most of them a s14a touring I just need a s14 200sx not the touring. I have a bmw 323 so should be a nice little upgrade to me, I guess some people will say it's a downgrade but I want a turbo car that I can play about with and if and when modifiy if I want.