Advice for my dad regarding CCJ demand

HungryHippos · 2 May 2021 at 21:17

My dad has received this letter and is quite confused as he is not aware of any CCJ or other debt he owes, he let a flat out and believes one of the tenants he had was up to something due to a very important looking letter that arrived for him after he vacated (he didn't leave a forwarding address).

Advice on what he should do? I think that if there is a CCJ in his name then there should be some kind of evidence. We've checked Experian and Equifax and he isn't showing any there. It seems like the debt collectors are just speculatively trying to invoice my dad for a debt that can't be in his name and making demands that he contact them or face more severe consequences.

Ignore it? Contact them and ask for evidence?

Hopefully redacted properly copy of the letter received below:

Side note: FRN831254 FCA auth number doesn't seem to exist, are they allowed to plaster that number on their documents and website if they aren't registered with it?

HungryHippos · 2 May 2021 at 21:49

I'm quite sure he doesn't actually have one so could be fraud, I've never known him to have money problems and he's retired now.

They've spelt his name wrong so I suspect some sort of shenanigans at least, for a CCJ to exist somewhere though and for them to have his address, you'd have assumed he would have received some kind of court summons/letter?

Not really sure, mainly asking here as I've never had to deal with debt collectors before myself, I'd think they'd need to provide some sort of evidence to suggest he does in fact owe money somewhere.

HungryHippos · 2 May 2021 at 21:57

uber soldat said:
Get yourself an appointment with Citizens Advice Bureau instead of taking advice from the GC massive

GC advice is normally pretty good to be fair!

Nasher said:
Looks like a scam.

I thought the same as well but I guess it's possible it's fraud or a real company chasing a bad lead.

My dad is reasonably switched on so he wouldn't just pay it, he is wondering if he should contact them and ask for evidence of the claim, but that would mean telling them who he is etc. From what I know of debt collectors they can be pretty dogged but not sure if ignoring it is the right idea if he knows it's not for him.

HungryHippos · 3 May 2021 at 08:29

thanks all passed on the advice to my dad, contact them to find out more, that site to check for CCJ's etc. I'll post back here when there is an update.

HungryHippos · 3 May 2021 at 11:55

A2Z said:
Ask in GD instead of calling the number and asking them... Yea that makes a lot of sense.. not.

In a world full of scams and shenanigans I just wanted some advice, this might be a common thing, no harm in asking. If you don't have anything useful to say then why say it?