After market warranties - opinions

Columbo · 7 Jan 2025 at 19:27

I take delivery of my new 21' plate XC90 on Monday and have been exploring the option of an aftermarket warranty.

Whats the opinions on here on their worth as I've never bought one before? Any good / bad experiences with them?
I've looked at a few options and the dealer is offering one as well so before I jump in I thought I'd ask here, so far below are the options I've looked at, I also looked at Click4Sure but they wont warranty Hybrid cars.

1: Dealer Offer rrom Customer Protect - £901 total for 3 years. Warranty product is the Superior'

Superior | Customer Protect Warranty

www.customerprotect.com

2: Motor Easy - £572 p/y for 3 years. Plan A Hybrid product
3: Allianz - £507 p/y for 3 years - Comprehensive package
4: Warranty Wise - £1663 total for 3 years on the 06/60 coverage

Columbo · 7 Jan 2025 at 20:04

Scuzi said:
As an XC90 owner, I'd never dare own one without a warranty.

Is it a T8? If so, make sure the ERAD, which is the rear electric motor and transmission, is covered. They frequently fail at around 70-80k miles. It can be a £6k repair job. On the face of it that warranty seems to cover it, but it may have an upper limit on labour rates and OEM parts.

Can you get the Volvo warranty extended?

Yes its a T8 and Volvo wont extend the warranty but the battery to the hybrid motor is covered for 8 years.
I've confirmed on Option 1 and Option 4 that the ERAD is covered, 2 & 3 I dont have it in writing. Option 2 does call out the Electric Motor in hybrid's as being covered but I need to confirm in writing the Volvo ERAD is covered.

Columbo · 7 Jan 2025 at 20:15

[TW]Fox said:
Have they explained why?

Actually no and I didnt push the point tbh perhaps I should have, I'll get on the phone tomorrow to discuss further.

Columbo · 8 Jan 2025 at 11:25

Warranty from where I purchased from is the standard 3 months fyi...

So have called Volvo this morning and its because its out of manufacturer warranty now (lapsed May 24) and an extended warranty cannot be purchased once the the original 3 yr warranty has lapsed.
Even though the car has had 2 main dealer services on it and a 3rd one being done right now, Volvo won't sell you an extended warranty after the original 3yr period.

So I guess I'm back to one of the options on Plan A above...Option 3 (Allianz) is also out because they dont cover Hybrid's even though they quoted for it... :rolleyes: