Alloy Wheels - Declare?

Tom|Nbk · 12 Jan 2008 at 15:47

I'm thinking about getitng some new alloy wheels. These are not aftermarket they are Ford.

Now, would you declare them?

Say I did have an accident would the insurance company just cover everything bar the alloys even if they did find out they were not standard as such.

Tom|Nbk · 12 Jan 2008 at 16:05

These are the alloys in question

http://cgi.ebay.co.uk/ws/eBayISAPI.dll?ViewItem&item=120209246663

Guy want's £300 to take them, they're practically brand new with decent/new rubber on. What you lot think?

Tom|Nbk · 12 Jan 2008 at 16:09

Why's that then?

EDIT : Or were you referring to my original question

Tom|Nbk · 12 Jan 2008 at 16:17

Kind of like this

Anyone else do anything better?

Tom|Nbk · 12 Jan 2008 at 16:19

But they're still Ford alloys. For all they know they could have come with the car as an optional extra.

I don't remember having to tell your insurance company about optinal extras on the car. I presumed they were OK with them aslong as they were just optional extras and not aftermarket tat.

Tom|Nbk · 12 Jan 2008 at 16:22

Would my locking wheel nuts be OK to use from my Zetec alloys?

Tom|Nbk · 12 Jan 2008 at 16:24

ST170's are rare as rocking horse ****, same for MP3 alloys.

I thought it would make it seem a little lower since the profile is 195/45 vs 205/50

Would it adversly affect my Speedo readout and Mileage counter?

Tom|Nbk · 12 Jan 2008 at 16:40

Just found out Prudential won't allow mods to under 25, reading through my policy docs

Tom|Nbk · 12 Jan 2008 at 16:46

I think I'll stay with Pru

£750 FC cheapest.

But question is do I risk it with these.

Tom|Nbk · 12 Jan 2008 at 16:50

Near Middlesborough Crossy.

Tom|Nbk · 12 Jan 2008 at 17:18

Dolph said:
I'd just cancel my insurance and be done with it, might as well save all the premium if I'm going to invalidate it anyway through non-disclosure...

not the same though is it, if a company does not pay up for me, they will still cover third party.

Tom|Nbk · 12 Jan 2008 at 17:24

Never heard that happen myself, nor have I ever heard of someone getting stiched up with alloys.

Tom|Nbk · 12 Jan 2008 at 17:42

All a bit of a con really. They normally can't justify such things and get away with it.

Tom|Nbk · 12 Jan 2008 at 17:44

Right, so if Prudential don't allow any mods to under 25's how is Bob and his BMW exactly going to declare his seats :confused:

what a **** take. I guess Prudential can't be as fussy if this is the case?

Tom|Nbk · 12 Jan 2008 at 17:53

Right, so Prudential must work in a different way.

Tom|Nbk · 12 Jan 2008 at 18:14

Wicksta said:
Why bother starting this thread then? Do what you want, you obviously know best.

To gauge what other peoples thoughts are about it.

Why even bother post?