Nope. 2x 32Gb will give you better performance.
Agree with this largely.
If they need to upgrade, it only means they need more capacity, the 7000 and 9000 series of chips, works best as 2 x Y GB sticks. 1 x Y GB means you're going to upgrade later down the line, but capacities right now are:
7000 Chips confirmed for : 128GB at 5200MT or greater (2 x 64GB DDR5), or 196GB (4 x 48GB DDR5) at 3600MT ONLY.
9000 Chips confirmed for : 128GB at 5200MT or greater (2 x 64GB DDR5), or 256GB (4 x 64GB DDR5) at 3600MT ONLY.
Since no matter what, if you want the performance, you need to go 2 x Y GB sticks - you're going to go with 128GB by 2 x 64GB DDR5 which is only a recent release, which will remain a high price, or a lower capacity of 2 x 32GB DDR5, which ultimately is not going to be enough if you were going to go with 1 x 64GB anyway and upgrading later (and potentially get a stick that doesn't work well with the existing stick).
So realistically, if they're hoping to jump to 256GB+ for an AM5 system, they're looking at an unknown time frame of release (256GB was already 2 years when we first heard of it). And if they need the RAM, 256GB is what you jump for off the bat now since you gain no performance anyway (stuck at 3600MT), or if you want the performance, might as well go with 2 x 64GB DDR5 and get the DRAM Kit (which will be paired and matched to work together).