Any alternatives to Dayinsure?

[TW]Fox · 28 Mar 2006 at 18:53

Hey all..

I love Dayinsure. However... they won't cover imports.

Parents are off on holiday in a few weeks, thought it might be a laugh to borrow the FTO for a week or so. But my insurer say no, and Dayinsure won't cover imports.

Any other short term insurers who will cover somebody of 22 on an FTO GPX?

Ta.

saitrix · 28 Mar 2006 at 18:59

http://www.norwichunion.com/short-term-insurance/index.htm

Tried that?

Edit - Whoops i didnt notice they dont take imports.

fuz · 28 Mar 2006 at 19:00

Probably will be the same, I think dayinsure are underwritten by NU

TripleT · 28 Mar 2006 at 19:03

Post the car on ebay... and buy it back! Week's free insurance

(Though I'm guessing as it's run by norwich union then it'll be non import too...)

TripleT · 28 Mar 2006 at 19:03

fuz said:
Probably will be the same, I think dayinsure are underwritten by NU

Yes it is

Nozzer · 28 Mar 2006 at 19:04

Best bet will be to be added as a named driver temporarily on your parents' policy. It shouldn't cost much and is always the way I've done it when borrowing people's fancy motors.

[TW]Fox · 28 Mar 2006 at 19:10

Nozzer said:
Best bet will be to be added as a named driver temporarily on your parents' policy. It shouldn't cost much and is always the way I've done it when borrowing people's fancy motors.

They won't let me on the policy as I'm an under 25 and its an import

L0rdMike · 28 Mar 2006 at 19:12

[TW]Fox said:
They won't let me on the policy as I'm an under 25 and its an import

Tell your parents to change to a new insurance company.

SaBBz · 28 Mar 2006 at 19:14

Looks like you're going to have to drive the 530d again then.

Vertigo · 28 Mar 2006 at 19:20

Pursuade them to take the FTO and leave you with the Beemer tbh

saitrix · 28 Mar 2006 at 19:20

SaBBz said:
Looks like you're going to have to drive the 530d again then.

What a shame.

[TW]Fox · 28 Mar 2006 at 19:20

Vertigo1 said:
Pursuade them to take the FTO and leave you with the Beemer tbh

They are not taking either

Vertigo · 28 Mar 2006 at 19:29

Looks like you'll be wearing the tweed cap rather than that the baseball cap then

Confused · 28 Mar 2006 at 20:32

Buy insurance online, use it for few days and then cancel insurance and get money back?

POB · 28 Mar 2006 at 20:35

ConfusedTA said:
Buy insurance online, use it for few days and then cancel insurance and get money back?

If he were to crash would he not have to pay the full premium for the year? if so its not going to be cheap!

A broker might be able to sort short term insurance but I doubt it will be that cheap by the time all the admin costs are lumped into the short term.

ajgoodfellow · 28 Mar 2006 at 21:30

POB said:
If he were to crash would he not have to pay the full premium for the year? if so its not going to be cheap!

Yep

I crashed my Astra and wrote it off before the end of the policy but I still have to pay it to the end

geiger · 28 Mar 2006 at 21:35

I think the insurance premium would be the smallest problem if he wrote off his parents car. If you buy online its covered under distance selling reg I think so you get 14 days to change your mind ? Probably cost you a cancellation fee at least

jamoor · 28 Mar 2006 at 21:46

geiger said:
I think the insurance premium would be the smallest problem if he wrote off his parents car. If you buy online its covered under distance selling reg I think so you get 14 days to change your mind ? Probably cost you a cancellation fee at least

its a 14 day cooling off period as with any insurance policy isnt it?

kaiowas · 29 Mar 2006 at 08:21

geiger said:
If you buy online its covered under distance selling reg I think so you get 14 days to change your mind ? Probably cost you a cancellation fee at least

DSR only apply to goods not services.