Anybody dealt with these lot

Minibiker · 24 Jun 2020 at 18:19

Hi all

First off I'm not sure if its OK to discuss this but mods feel free to delete if need be...

I've had a couple of letters recently from a debt company called Moorcroft Debt recovery limited, Basically I owe about £100 to Barclays for an account I haven't used for about 2 years....

Has anybody dealt with these or heard of these people, I don't want to go paying them and being scammed, from a quick Google people are saying to avoid them and don't pay them but how would they know all my details...

Any help appreciated

Thanks

glenimp617 · 24 Jun 2020 at 18:26

I’d ask Barclays for written proof they’ve tried to recover the debt first

Also check your credit file

Minibiker · 24 Jun 2020 at 18:31

TheOracle said:
I’d ask Barclays for written proof they’ve tried to recover the debt first

Also check your credit file

On my Clearscore Report it shows Barclays £111 in Default, shall I still contact Barclays... I don't mind clearing the debt as that's all I have left then I have no debt (apart from a wife and kids

) but I don't want my card details being copied and then I'm screwed if you see where I'm coming from

Hades · 24 Jun 2020 at 18:36

Do you agree that you owe Barclays money? Were you previously aware of it? Do you know what it is for?

Minibiker · 24 Jun 2020 at 18:39

Hades said:
Do you agree that you owe Barclays money? Were you previously aware of it? Do you know what it is for?

100% agree I owe money, even though I had no overdraft but something made my account go into overdraft by £111... I did speak to barclays and say I couldn't pay as I was put of work at the time with little income to keep my family going... Now I have a job and willing to pay it but I like to do research before handing out money or card details and every review or conversation of these people is highly negative, just want some pointers at how to go about this

Pudney · 24 Jun 2020 at 18:55

In fairness I'd be surprised to find a debt recovery firm with a good review!

Rroff · 24 Jun 2020 at 18:57

If it is only 2 years old debt and you know it is genuine I would speak to Barclays directly. If you've had no contact from them since the original interaction I'd take that up as why you are contacting them directly.

Minibiker · 24 Jun 2020 at 19:00

Pudney said:
In fairness I'd be surprised to find a debt recovery firm with a good review!

very true

Rroff said:
If it is only 2 years old debt and you know it is genuine I would speak to Barclays directly. If you've had no contact from them since the original interaction I'd take that up as why you are contacting them directly.

I'll get in contact with Barclays and see if they can help with the situation before I go ahead with it all

robfosters · 24 Jun 2020 at 19:01

It’s definitely a genuine company, I’ve had dealings with them before.

The people saying to just avoid paying them are nothing more than debt shirkers.

robfosters · 24 Jun 2020 at 19:04

Minibiker said:
very true

I'll get in contact with Barclays and see if they can help with the situation before I go ahead with it all

Are they asking you to pay exactly what the debt was? I assume so, and if so, I’d just pay them. They’re not con merchants.

Minibiker · 24 Jun 2020 at 20:15

robfosters said:
Are they asking you to pay exactly what the debt was? I assume so, and if so, I’d just pay them. They’re not con merchants.

Yeah they are asking for the £111 and have also said they'll offer discount if I can't pay full amount...

robfosters · 24 Jun 2020 at 20:18

Minibiker said:
Yeah they are asking for the £111 and have also said they'll offer discount if I can't pay full amount...

Get the discount if you can and be done with it

Minibiker · 24 Jun 2020 at 20:19

robfosters said:
Get the discount if you can and be done with it

Yeah at least it will be off my name I suppose, even if it shows on my report and partially settled

robfosters · 24 Jun 2020 at 20:23

Minibiker said:
Yeah at least it will be off my name I suppose, even if it shows on my report and partially settled

If you can easy afford the £111, I’d pay it and get a full settled on my file. Could save you a lot more ballaches in the future.

Minibiker · 24 Jun 2020 at 20:24

robfosters said:
If you can easy afford the £111, I’d pay it and get a full settled on my file.

Yeah I have the money to clear it, will get all the reference numbers once paid, dates also.

RDM · 24 Jun 2020 at 20:30

They are legitimate, I had to deal with them when dealing with my brother's estate a couple of years back. They were actually fairly helpful, which surprised me.

Minibiker · 24 Jun 2020 at 20:35

RDM said:
They are legitimate, I had to deal with them when dealing with my brother's estate a couple of years back. They were actually fairly helpful, which surprised me.

Ahhh that's good to hear compared to somethings I've read online

thanks

Boge · 24 Jun 2020 at 22:39

Without wishing to sound like a language zealot the title of this should read - "Anyone Dealt with This Lot?" or "Anyone Dealt with These?"

Anyone Dealt With These Lot is just wrong.

There. I've said it. I can sleep tonight now.

Carry on.

Minibiker · 24 Jun 2020 at 22:53

Boge said:
Without wishing to sound like a language zealot the title of this should read - "Anyone Dealt with This Lot?" or "Anyone Dealt with These?"

Anyone Dealt With These Lot is just wrong.

There. I've said it. I can sleep tonight now.

Carry on.

sweet dreams

Mrwong · 24 Jun 2020 at 22:56

Minibiker said:
Hi all

First off I'm not sure if its OK to discuss this but mods feel free to delete if need be...

I've had a couple of letters recently from a debt company called Moorcroft Debt recovery limited, Basically I owe about £100 to Barclays for an account I haven't used for about 2 years....

Has anybody dealt with these or heard of these people, I don't want to go paying them and being scammed, from a quick Google people are saying to avoid them and don't pay them but how would they know all my details...

Any help appreciated

Thanks

If you pay it back and depending how long it was outstanding. You could make up an excuse as to why it was not paid. Ask Barclays if they are will to take the marker off.