Anyone else had their cc limit slashed

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Halifax really deserve : rolleyes :

Over the past few years they kept on increasing the limit without asking, think it was around 4k & I would think no wonder some people end up in serious debt.

Now I havent used it for a little while & just last week I decided to spreed the cost of my Car insurance on it £650 then bang a week later they slashed my limit to £500 haha

They play some funny games.

 

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is more likely to be related to them reducing exposure as a whole than individual behaviour.

Probally but faaaar too late for many I would think.

I'll still keep using it for some online purchases I suppose, I more often then not paid it off in full every month and always have & just pleased I dont rely on it really.

It just looks as if they want people to fail, Manage your money well they dont want you.

They wont get another penny interest of me for their cheek

 

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***Suprise update***

Just got an email.
On Wednesday 4th May we incorrectly decreased the credit limit on your Halifax credit card to £500; please accept our sincerest apologies for this error and any inconvenience this may have caused you.

To resolve this error on Friday 6th May we changed the credit limit back to your original limit of £4600. If you were charged any over limit fees because of this change, don't worry we will give you a full refund immediately.

Yours sincerely
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think they deserve another : rolleyes :

They must have seen this thread & thought he's a ocuk'r get that card jacked up

The only thing I'm left wondering is should I tell swmbo as she was a little gutted when it was cut as she wanted to use it for holiday spends this year? I'm not sure