Apple Finance questions

Alpherah

Alpherah

Alpherah

Soldato
Joined
24 Jun 2008
Posts
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Anyone used it before?
Tried a 'fake' order online to see if i could get more info but it simply states that you'l get a call within 48 hours to arrange the finance once you press submit order .. which is clearly not something i want to do lol

So .. if anyone has any experience .. spill :) thanks.
 
It's through Barclays, they're fairly fussy and sometimes a bit weird about who they accept or don't accept. If you're not on the electoral roll you've no hope.

Aside from that, it's just.. finance. The 0% they have going on right now is good stuff and has been popular at work.
 
What i mean is , what sort of options are there for duration etc?
Does it have to be 36 months? i know it says no deposit required but is it possible to pay off some upfront to reduce the payments? and can you pay it off early if your funds allow etc?
 
Alpherah said:
What i mean is , what sort of options are there for duration etc?
Does it have to be 36 months? i know it says no deposit required but is it possible to pay off some upfront to reduce the payments? and can you pay it off early if your funds allow etc?
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We use Apple Finance at my work, the only option is normally 36 months, it's about 15% APR. If you pay it off early you still pay all the interest and I believe the 'admin fee' for that is £80.

We have 10 months interest free at the moment - I think Apple have this online at the moment, not in the stores.

When I worked in an Apple Store they added a 48 months option but I'm not sure if it stayed, I know we don't do it and our finance is the same as theirs - I'm just not sure if the option is still available at Apple stores.

You can put down any deposit amount you like as long as it doesn't bring the amount financed to less than the threshold, which is £499 I think.
 
Thanks, you've been very helpful! :)

-edit-
Sorry to bug you again!
Just seen this page - http://store.apple.com/uk/browse/campaigns/financeyourmac
Which wasnt available yesterday .. says 10 monthly payments so, forgive me for being an idiot, but i guess that means repayment is over 10 months now? :p
Tried to speak to their 'experts' over the phones but they were completely clueless earlier tbh
 
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It's an offer, it's on through December, they run it from time to time. You can still do 36 months if you want, but the 10 months is a good deal imo.

Unless it's permanent, which I wasn't under the impression it was. If it turns out to be then that will be splendid.
 
Yeh runs untill 7th Jan :( Might be too soon! We'l see.
Just hope you can still place an upfront / deposit payment on the 10 month plan and they might have a deal :) after buying an Imac just dont have the funds to pay upfront for a MBP as well >.<
 
It's in their interest to do that 10 month deal permanent surely? I'm close to buying a macbook air and would rather pay it off in 10 months interest free rather than pay for something 36 months later that's well outdated and interest ontop. No thanks.
 
mmm I must say I am very tempted by this didnt notice the pay over 10months at 0% interest free. That would work really nice for me as I can afford about 1k but the other 800quid or so off. So paying that over the 10months would be pretty nice.

Might have to have a look at this in early January.
 
Vegeta said:
It's in their interest to do that 10 month deal permanent surely? I'm close to buying a macbook air and would rather pay it off in 10 months interest free rather than pay for something 36 months later that's well outdated and interest ontop. No thanks.
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Make more money from finance with interest presumably.
 
I bought a MBP through the finance 3 weeks ago (or so).
Was very easy and quick even for a Sunday night at 5pm. Filled out the loan aplication. Within 5 mins of being approved I got a phone call from Barclays to confirm my ID and details. +1 email. After the call got another 2 emails 1 with the PDF paper work to sign and return with a utility bill for proof of adress. All done in less than 30mins thats with a trip to the post box.
 
I did buy now pay never and was very impressed with Apple / Barclays.

10 months 0% is very good considering the current economical climate.
 
My old 17" has given up the ghost and i need to get a computer to replace it.

Looking at getting a maxed out 27" iMac on this 10 month finance deal.

Can i pay them £500 up front and then the next 10 monthly payments will be cheaper?

Shame i can't hold out a little longer for a refresh of the iMac but i need 2 computers!
 
See with this 10 Month Finance can you pay more than £100 each month? Are is it fixed at £100 each month?

Oh and also can I student discount on this and if I order a customize mac would I need to phone up?
 
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