Are you really really good at getting a quote for this...?

Associate
Joined
18 Nov 2004
Posts
146
Well, here's the situation:

A 19y.o. really needs to find a way to be a temporary policy holder (i.e. being able to drive the car on an ad hoc weekly basis whenever he needs to) for his mother's Audi A4 (B7), 2.0 diesel. He's said that there will be a period of a week or so next year when he'll really need it - so much that he's prepared to be bus-dependent for the rest of the year to make up for it.

He's called around, and pretty much every single one of them won't insure him, on account of the car (brand new, powerful, etc) and his age. One or two have also said that his may have to be prepared to change to a different insurer that will allow temporary policies.

Is there any way of seeing whether a broker or somebody would even consider it? I seem to remember a couple of insurance experts here...Merlin or somebody?


Edit: Considering that there are people out there the same age as him driving far more powerful or modified cars, there must be a way, surely?
 
Can he not be added as a named driver on the current policy?

This will mean that he can drive the any time as he will be insured on it from the date the insurance company stick him on the paperwork (when you phone up basically).
 
Can he not be added as a named driver on the current policy?

This will mean that he can drive the any time as he will be insured on it from the date the insurance company stick him on the paperwork (when you phone up basically).



Most of them won't let him, apparently. And the rest - £££££! Apparently, it would have been easier if the A4 has some years behind it, but it's brand new.
 
Have you tried doing a quote on Moneysuper market for a ful quote?

My friend had ad hoc insurance with "TESCO" on his Dad's car while he was back for the holidays from uni .
 
It's been a while since I worked in insurance but as far as I can remember you can cancel a policy without penalty within 14 days under FSA rules.

That is also what I believed to be the case.. I did not write it as I don't want to preach what I'm not 100% sure about :)
 
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