I really don't see what is 'Boring' about a 1 Series or A3 at 21? It's not like he is wanting a Jag loaded to hilt with wood trim.
To me (personally) what's 'boring' at that age bracket is yet another Fiesta/Focus/Clio/Punto/etc
I'm 21 and insurance on a 300bhp RWD 335i with 0NCB is less than £1250.