Audi Finance

Associate
Joined
21 Jan 2013
Posts
786
Location
Leeds
Hi, I pick my brand new car up on Friday which I’ve been waiting 7 months for it to be made and it finally arrived today at the dealership. I did all the paper work and deposit when I when last year, I’ve got it on pcp just wondering when they carry out the credit check ! Was it then or will it be when I go pick it up. Thanks
 
Normally they'd have done a credit check before going forward with the sale - do you have follow up paperwork for the finance agreement with the terms, etc. ?

EDIT: No harm phoning or emailing the sales person though to make sure everything is in order - also gives you a good idea as to the standards of the place if they take forever to get back to you, etc.

Yes all paper work was signed with payments and documentation outlining new car.
 
My VW finance check never showed up on any of the credit report sites but the sales man said I'd passed before we'd signed any paperwork which makes sense.

They wouldn't get the car ordered without knowing you'll get the finance.
It’s made been waiting 7 months just arrived yesterday, they sent me a email to sign for registration of the vehicle keeper also.
 
I've had 2 PCP's (never again) and neither showed a check on my credit record. I also had home improvements on finance and that didn't show up either. I can only imagine the lender already "knows" you so a check by a third party credit agency isn't required ?
Why never again ?
 
went for the car yesterday and everything was sound few things to sign, but they didn’t seem to car out any credit check or anything! Just made sure that I lived at that address.
 
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