Auto to Manual license No claims

neocon · 20 Feb 2018 at 15:05

What are the implications of converting an auto to manual license regarding insurance?

You've held your license for 5 years and have 5 years no claims bonus.

MooMoo444 · 20 Feb 2018 at 15:23

Quick google seems to suggest that some insurers see that as a 'new license/clean slate' and that you have no experience, so 0 no claims. Seems daft to me.

pigeonguyuk · 20 Feb 2018 at 15:59

MooMoo444 said:
Quick google seems to suggest that some insurers see that as a 'new license/clean slate' and that you have no experience, so 0 no claims. Seems daft to me.

Not daft at all. Its a completely skill and concentration level required driving a manual compared to auto

neocon · 20 Feb 2018 at 16:05

pigeonguyuk said:
Not daft at all. Its a completely skill and concentration level required driving a manual compared to auto

What about the skill required to drive a dual clutch M3?

ttaskmaster · 20 Feb 2018 at 16:14

pigeonguyuk said:
Not daft at all. Its a completely skill and concentration level required driving a manual compared to auto

Its a completely different skillset to riding a motorcycle too, yet I successfully used my many years of bike experience to argue a considerable discount on my "New/First-Time Driver" car insurance... as in £2,000 down to about £400.

Nasher · 20 Feb 2018 at 16:42

Auto to manual is like the next tier of skill level. With an auto your missing about 25% of the involvement in controlling the car, so not all that surprising they start you at 0.

adolf hamster · 20 Feb 2018 at 16:58

kind of ironic really, if you passed in a manual then spent the next 5 years in an auto you could jump straight back into manual, even if you'd completely forgotten by then.

Raymond Lin · 20 Feb 2018 at 18:08

adolf hamster said:
kind of ironic really, if you passed in a manual then spent the next 5 years in an auto you could jump straight back into manual, even if you'd completely forgotten by then.

I passed in manual, drove my first car in Manual for almost 6 years then got an Auto for the last 2. But every year I take it for a Service I get given a manual to drive. Last week I was given a Volvo V40 2.0L Turbo. I didn't stall at all but it was interesting stopping at my first traffic light at a slight incline. I wasn't 100% at the bite of the clutch so ended up doing a little wheel spin and shot off the mark. I must have looked like a complete idiot or boy racer.

That said, it all comes back quite quickly, just more planning approaching junctions and preparing gears etc.

DazQ87 · 20 Feb 2018 at 18:18

It doesn't make sense that you would reset your no claims to 0, my missus built up 1 years no claims as a learner and it didn't reset to 0 when she passed. Its the amount of time you haven't put in a claim. Sure they may bump the premium because the duration you've held your licence has reset to 0, but you haven't made a claim so you get to keep your no claims.

Nasher · 20 Feb 2018 at 18:25

adolf hamster said:
kind of ironic really, if you passed in a manual then spent the next 5 years in an auto you could jump straight back into manual, even if you'd completely forgotten by then.

Still the same license though and no one keeps track of that.

There's more risk with a manual if you are in-experienced at it. If you screw up a gear change and select a low gear while at high speed, you will lock the drive wheels up. You can't do that in an auto.

MooMoo444 · 20 Feb 2018 at 18:30

One would presumably pass their test in a manual so hardly a risk is it?

adolf hamster · 20 Feb 2018 at 18:39

Raymond Lin said:
I passed in manual, drove my first car in Manual for almost 6 years then got an Auto for the last 2. But every year I take it for a Service I get given a manual to drive. Last week I was given a Volvo V40 2.0L Turbo. I didn't stall at all but it was interesting stopping at my first traffic light at a slight incline. I wasn't 100% at the bite of the clutch so ended up doing a little wheel spin and shot off the mark. I must have looked like a complete idiot or boy racer.

That said, it all comes back quite quickly, just more planning approaching junctions and preparing gears etc.

yeah, if you've got a few years behind a manual you can for sure hop back in one very easily, i was thinking more along the lines of literally never driving a manual after doing your test in one.

much the same as you i drove manual for a long while before getting an auto, and now i'm going back to manual it really was an easy transition.

Raymond Lin · 20 Feb 2018 at 18:44

adolf hamster said:
yeah, if you've got a few years behind a manual you can for sure hop back in one very easily, i was thinking more along the lines of literally never driving a manual after doing your test in one.

much the same as you i drove manual for a long while before getting an auto, and now i'm going back to manual it really was an easy transition.

One thing I found myself doing though was resting my left foot to the left of the clutch…I had to consciously stop myself doing that !

adolf hamster · 20 Feb 2018 at 18:51

Raymond Lin said:
One thing I found myself doing though was resting my left foot to the left of the clutch…I had to consciously stop myself doing that !

must admit i didn't have that problem, although i normally did that anyway after getting into 3rd.

i did ghost clutch the auto a couple of times when i first got it.

tbh my biggest issues are remembering to turn the lights on and maintaining speed, been spoiled by the auto having auto lights and cruise control.

fortunately i moved to a 100hp grand vitara so motorway cruising it just flat to the mat because without a following wind the top speed's pretty much 70

MooMoo444 · 20 Feb 2018 at 19:32

When I got my auto, I slammed on the brake a few times thinking it was the clutch

Takes a bit of effort to shake the muscle memory

adolf hamster · 20 Feb 2018 at 19:46

MooMoo444 said:
When I got my auto, I slammed on the brake a few times thinking it was the clutch

Takes a bit of effort to shake the muscle memory

indeed, doesnt help that the brake pedal tends to be double width, if it was the size of a normal pedal you'd just not press it at all

tom_e · 20 Feb 2018 at 20:17

In all the quotes I've done it's never asked. It'll ask you to specify the licence type and length of time you've held it but no claims is no claims as long as it was gained in accordance with their terms which is normally just along the lines of "ncb earned on a private car".

Dr Who · 21 Feb 2018 at 02:23

Never seen the question manual or auto licence on insurance app, just full/provisional, how long held.

If I had a full auto licence and then converted to manual I would use the duration as from when I got a full car licence, not a full manual licence.

I have a full manual PCV licence and learned and took my test in an auto /shrugs

pigeonguyuk · 21 Feb 2018 at 10:08

ttaskmaster said:
Its a completely different skillset to riding a motorcycle too, yet I successfully used my many years of bike experience to argue a considerable discount on my "New/First-Time Driver" car insurance... as in £2,000 down to about £400.

I agree its a different skillset a more complex skillset than driving a car and being on the road you have more road sense so less of a risk.

Orionaut · 21 Feb 2018 at 10:19

MooMoo444 said:
One would presumably pass their test in a manual so hardly a risk is it?

Not necessarily, For various reasons I took a test in an auto and then needed to take another one to get a manual license.