Associate
- Joined
- 16 Feb 2009
- Posts
- 319
- Location
- Huddersfield
Just wondered if anyone has had the same experience as me, or has an explanation as to why this may have happened;
Basically, I'm a student banking with Lloyds TSB, I haven't had an overdraft facility set up as I didn't want to use it. However a few weeks back it became a necessity to set one up. I went into what they called "unplanned overdraft" and consequently got charged £27. I set up an overdraft of £100 straight away after this to cover me if I needed it. I have just logged into my internet banking only to discover I have a £21 deduction for using unplanned overdraft. But I have an overdraft and haven't exceeded it.
How can this be?
I will be contacting the bank tomorrow morning, just wondered if anyone had any insight.
Thanks
SB
Basically, I'm a student banking with Lloyds TSB, I haven't had an overdraft facility set up as I didn't want to use it. However a few weeks back it became a necessity to set one up. I went into what they called "unplanned overdraft" and consequently got charged £27. I set up an overdraft of £100 straight away after this to cover me if I needed it. I have just logged into my internet banking only to discover I have a £21 deduction for using unplanned overdraft. But I have an overdraft and haven't exceeded it.
How can this be?
I will be contacting the bank tomorrow morning, just wondered if anyone had any insight.
Thanks
SB