I finish my uni course next april ish, graduate in june ?
My bank rang me up today to tell me i owe them £1600 and i have no overdraft facility. That this has been the case since SEPTEMBER and they didnt send me a letter or even phone me to tell me this.
I told them my course ends in april 2011 and that i apparently get a courtesy year before i need to pay it back.
I dont understand this at all.
They also claim i owe them the interest since september (a lot) and that whilst they can put the overdraft back to normal and refund the interest, they cannot reinstate my good credit rating. So my CR goes down because of a mistake at their end. GRRR
My bank rang me up today to tell me i owe them £1600 and i have no overdraft facility. That this has been the case since SEPTEMBER and they didnt send me a letter or even phone me to tell me this.
I told them my course ends in april 2011 and that i apparently get a courtesy year before i need to pay it back.
I dont understand this at all.
They also claim i owe them the interest since september (a lot) and that whilst they can put the overdraft back to normal and refund the interest, they cannot reinstate my good credit rating. So my CR goes down because of a mistake at their end. GRRR