Best SUV £10k-£13k

She was basing running costs on £150 a month for tax and insurance and a bit towards servicing.

If you must have 4wd, probably won't fit in a pallet, but the running costs might be within £150.

Mercedes-Benz EQC​

EQC 400 80kWh AMG Line SUV 5dr Auto 4MATIC (408 ps)

Just an option you might not have considered, nicer than a Kuga, had one for 2 weeks on holiday, was ok but a bit limp on the piwer for big hills.
 
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