best thing to do with 10k

ahhhh sorry I forgot

this is GD

my bad, everything makes perfect sense now, I'll respond accordingly, hopefully this will make more sense for you

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Just have a look online for the best rates available, if you have not used your tax free savings for the year you could put some in an ISA etc just use the net to research, on the other hand you could use the cash to turn your spare room into a cinema!!
 
4% is annual not monthly interest. On a single account with say 7k in you are making about £20 interest.

With x2 accounts of 5k you will be making about £30 a month interest.

Halifax reward accounts are similar and you can seemingly keep £1 in each of the 3 accounts then literally pass £1k through them in 10mins then back out, £5 from each account each month.

/profit!

thx makes sense now, still its profit regardless :)
 
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