Bet results, I'm confused :S ?

[Gustov]

1
English
Manchester Utd vs Wolves
Match betting
2009-09-23 20:00:00
Manchester Utd @ 1.30
Win

2
English
Chelsea vs QPR
Match betting
2009-09-23 19:45:00
Chelsea @ 1.20
Win

3
English
Manchester City vs Fulham
Match betting
2009-09-23 20:00:00
Manchester City @ 1.40
Lose

4
English
Aston Villa vs Cardiff
Match betting
2009-09-23 19:45:00
Aston Villa @ 1.44
Win

5
English
Preston vs Tottenham
Match betting
2009-09-23 19:45:00
Tottenham @ 1.66
Win
Channel Internet
Bet Placed At 23/09/2009
Bet Type Fourfolds from 5
Stake Per Line £1.00
Number Of Lines 5
Total Stake Paid £5.00
Total Tax @0.00% (Stake) £0.00
Winning lines 1
Losing lines 4
Void Lines 0
Returns £3.76

I put on £5 (fourfold) 4/5 teams I got the correct prediction so I assumed I'd have won?

£3.76 from £5.00 for getting 4/5 right on a fourfold? I assumed a fourfold meant I could get 1 wrong? Told me the winnings would be £18

 

[Gustov]

pffffffffffffffft! That's one hell of a con

If I would have got them all right on an accumulator I would have got £30, i get one wrong and I get £3.76!? I assumed I would have got £18

What is the point of a fourfold if I get less money back than I put on !

 

[Gustov]

If it was an accumulator you would have lost everything, at least this way you didn't I guess

But even If I'd have won the expected £18 I'd stll have lost out on £12 if I'd have got them all right

Seems a bit harsh to me!