1. This site uses cookies. By continuing to use this site, you are agreeing to our use of cookies. Learn More.

Bike insurance

Discussion in 'Biker's Cafe' started by BigRazer93, Apr 30, 2010.

  1. BigRazer93

    Mobster

    Joined: Aug 24, 2009

    Posts: 2,821

    Hello lads, i'm 16 currently (17 in Oct) and i'm looking into getting a bike. I am going to send off for my provisional on Monday which will let me do my cbt test :)

    However, i've been looking in the market for 50cc bikes, geared bikes. I think i'm going for the Aprilia rx 50 as im 6ft 1 and dad says I would be to tall for the rs 50.

    My question is, since im diabetic (type 1), will my insurance go up do you think? I control my diabities very well, just wondering if anyone has come accross this situation?

    Thanks.

    I want a bike because I was brought up into bikes and cars, but I would rather have a bike. My plan is to get a 50cc, then a 125cc when im 17, and when I reach about 19, get a car as the insurance would of gone down :)
     
    Last edited: Apr 30, 2010
  2. LupoLover

    Wise Guy

    Joined: Jul 15, 2008

    Posts: 1,123

    Yes dad has to pay about a 30% increase as he is diabetic. However his is type 2 also but insulin dependant (daily injector) so if you are still just on tablets it isnt as much of a hike.
     
  3. BigRazer93

    Mobster

    Joined: Aug 24, 2009

    Posts: 2,821

    Sorry, I ment type 1, I inject twice a day, no tablets :p He experienced 30% increase, wow. Thats quite a lot. I know a friend that pays £706 a year for his rx 50, he lives in another post code but its 2 mile difference and thats just for 3rd party and theft! looks like im looking to pay just under £1k a year :(
     
  4. phi1

    Wise Guy

    Joined: Oct 28, 2006

    Posts: 1,429

    Location: Cambs/Florida

    When I was 16 one and a bit years ago I had a derbi GPR50 the insurance was £405 fully comp! Try MCE etc.
     
  5. BigRazer93

    Mobster

    Joined: Aug 24, 2009

    Posts: 2,821

    Just tried that website and for some odd reason, it won't give me a quote, it simply says "unable to quote" :(
     
  6. LupoLover

    Wise Guy

    Joined: Jul 15, 2008

    Posts: 1,123

    At 16 I paid about 400 fully comp om my rs50. Bikesure
     
  7. BigRazer93

    Mobster

    Joined: Aug 24, 2009

    Posts: 2,821

    I went to compare the market and managed to get a quote, didn't put the details in propery :p for a rx50, it comes to £428 3rd party fire and theft, I thinks that reasonable :D