Bike License

Captain · 17 Oct 2015 at 23:29

russell664 said:
What kind of insurance would I be looking at you think? I will have 1 years no claims on my car at the time.

I asked a CMC and they said around £600 ish

You can't use your car NCB on your bike.

wazza300 · 17 Oct 2015 at 23:33

What did the medium feel like?

russell664 · 18 Oct 2015 at 00:54

Clov!s said:
You can't use your car NCB on your bike.

Oh... I didn't know that. Still didn't answer my initial question.

wazza300 said:
What did the medium feel like?

The medium felt loose on my arms, and not as tight in my chest. The small felt better for arm movement, and my chest is tighter, but not too tight so it was uncomfortable kind of thing.

TallPaul_S · 18 Oct 2015 at 01:03

Do some quotes - for a 600cc naked as a new rider, in a decent area at your age I'd guess £600-700.

As for the jacket, is it textile or leather? Can't tell by the picture. you want it tight enough so that the armour fits into place, arm size isn't really important, length is though, but shoulder fit is most important. A textile jacket is normally a little looser than leather, leathers should feel liket they're holding you in at first (like a second skin) as they stretch a little to fit you.

wazza300 · 18 Oct 2015 at 01:06

Personal preference really,I like mine a little loose so I can wear a thick warm jumper underneath it

Tefal · 18 Oct 2015 at 02:34

Clov!s said:
You can't use your car NCB on your bike.

you can usualy transfer a car ncb to a bike but then thats it you cant transfer it back.

Captain · 18 Oct 2015 at 10:37

Tefal said:
you can usualy transfer a car ncb to a bike but then thats it you cant transfer it back.

Quite useless then if you own a car and a bike lol..

russell664 · 18 Oct 2015 at 17:29

TallPaul_S said:
Do some quotes - for a 600cc naked as a new rider, in a decent area at your age I'd guess £600-700.

As for the jacket, is it textile or leather? Can't tell by the picture. you want it tight enough so that the armour fits into place, arm size isn't really important, length is though, but shoulder fit is most important. A textile jacket is normally a little looser than leather, leathers should feel liket they're holding you in at first (like a second skin) as they stretch a little to fit you.

Just done a quote, cane up at around £2,000 ish :eek:

I can only assume if I called them I would be able to lower that. I will be moving to Hastings direct for my car insurance next month, I know they do bike insurance, so would I be correct in thinking if I already have a policy with then, I might be able to gain some sort of discount.

The jacket I was warring was textile. When I eventually ride, I will be commuting to work, so I would need to wear something which will be comfortable with a shirt/tie and trousers underneath. I don't think leathers would be good for that unless I'm wrong? My understanding is that they are much tighter and like a 'second skin'.

Edit: out of question, I know someone who might be selling a 650 bandit, with lower miliage. What are the thoughts about one of these? Reliable?

I have looked around and it appears that one of those can be restricted to an A2 license standard too.

gcaster · 18 Oct 2015 at 18:51

russell664 said:
Just done a quote, cane up at around £2,000 ish I can only assume if I called them I would be able to lower that. I will be moving to Hastings direct for my car insurance next month, I know they do bike insurance, so would I be correct in thinking if I already have a policy with then, I might be able to gain some sort of discount.

That's probably what I'd expect assuming it's not garaged. If you don't have a garage the cost of bike insurance is astronomical. My bike is probably worth around £3k and it cost me £800 to insure it this year (FC w/ 1y NCD), that is London though.
Ive found the leading factor in un-garaged bike insurance is the value of the bike, unlike cars where for young people it tends to focus more on the power of the vehicle.

russell664 · 18 Oct 2015 at 19:03

I have a garage, unsure if I out it on the quotation. However, I will have some steel doors fitted, and both a Oxford lock brace (screwed into the ground) and an oxford chain and lock, then the bike will be secure!

I was hoping that the insurance would be less than 1k.

Craig321 · 18 Oct 2015 at 19:07

But wasn't that quote for a 600? You can't ride 600 on an A2, can you?

Captain · 18 Oct 2015 at 19:11

Craig321 said:
But wasn't that quote for a 600? You can't ride 600 on an A2, can you?

Not without a restrictor put on.

cyclops12 · 18 Oct 2015 at 19:20

Clov!s said:
Not without a restrictor put on.

77 to 87 BHP depending on year, should be ok restricted

wazza300 · 18 Oct 2015 at 19:34

russell664 said:
I have a garage, unsure if I out it on the quotation. However, I will have some steel doors fitted, and both a Oxford lock brace (screwed into the ground) and an oxford chain and lock, then the bike will be secure!

I was hoping that the insurance would be less than 1k.

did you get quotes from mcedwards?and bennetts?

russell664 · 18 Oct 2015 at 19:51

wazza300 said:
did you get quotes from mcedwards?and bennetts?

Nope not yet. I will get some later on in the week though!

Going to brush up for the theory test, because I don't think that will be problematic, as it is mainly common sense

Scythe · 19 Oct 2015 at 07:14

Craig321 said:
What would make more sense, from a safety point of view, is progression for everyone. Why should Mr. 24-year-old be able to go from never ridden to full A licence with a super bike within a week whereas Mr. 18-year-old who might have been riding mopeds for two years and be a better rider get completely screwed when it comes to licence and insurance? I realise they have to base it on some sort of average/statistics though.

I started riding 125s on my 17th birthday, and passed my A (restricted) on my 18th, did my two years restriction and have now been derestricted for 3 years. My cousin waited until he was 24 and did his test, his insurance with 0 NCB and no experience was cheaper than mine! I had 3 years NCB at the time and I now have 5, I bet his is still cheaper! And frankly, he's not the best rider at all.

Hell, I'm looking at upgrading from my 636, a 2013 GSXR750 worth £6k is £800 insurance and a 2013 Ducati Multistrada worth £8k is £520. I'm tempted by the Multistrada!

ShakenNstirred · 19 Oct 2015 at 08:35

Cant believe the cost these days to get a full licence
mate at work passed his last week, just under £900 all in

tom_e · 19 Oct 2015 at 08:41

ShakenNstirred said:
Cant believe the cost these days to get a full licence
mate at work passed his last week, just under £900 all in

Mine was around £600 in July. That includes the £100 I spent on my cbt last year.

russell664 · 21 Oct 2015 at 16:37

Spoken to a bike instructor, it will be £895 all in.

Providing I can put £350 aside this month, I will be able to start midway through November!

Craig321 · 21 Oct 2015 at 16:39

russell664 said:
Spoken to a bike instructor, it will be £895 all in.

Providing I can put £350 aside this month, I will be able to start midway through November!

How many days is that?