Bike + trackday = Insurance. Suggestions?

Pug · 17 May 2010 at 12:55

Contemplating doing a trackday or two this year and a friend has bought a snotty 600 to use instead of his new road bike. I've got an 08 Fireblade, and would love to unleash it on track - and so dont really see the point of buying an inferior machine to use at cost.

Therefore i'd be quite happy using my Blade (mechanically speaking) but wouold want some insurance if the worst does happen. i suspect my road policy wouldnt cover me, so that leaves me with specialist insurance.

How much would i be looking at for a days riding? I'd want as much cover as is reasonable - plastics through to total loss, but wouldnt mind an excess of a few hundred.

Any tips/suggestions or ideas i may have missed?

Cheers

Pug · 17 May 2010 at 13:16

so what do you do mate? Take a track bike, or just not bother insuring?

So far seen £125 with £500 excess and covers cosmetic through to total loss...

Pug · 17 May 2010 at 16:24

i dunno... I dont have a van, so transporting a track bike would be tricky, plus the cost of buying the thing, and "running" it might actually work out more costly than just insuring my blade (assuming the small print is ok) for the number of events i'm likely to attend (easily <3/year i'd say).

Dunno. If i did buy a track bike i'd have to go GSXR750 minimum really though.

Pug · 17 May 2010 at 16:37

maybe, but more hassle too, and not cheaper by much...

I appreciate peoples suggestions, not sure i want to buy a knackered track abused bike, thats probably stolen, when i could be on my blade, but i REALLY dont want to bin my blade :/

Need to ponder some more me thinks.