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Chris Beard said:Let’s be honest, when it comes to computer parts it never makes financial sense to buy now when you could buy later - future proofing is a silly concept. Sure, this chip may not be available for your socket in 6 months time, but then something else might be, or the reduction in price may allow you to buy another mother board.
The only reason to upgrade when you don't really need to is that it's fun. So the question really is; does the fun outweigh the cost. If not then put the cash in a bank account or other saving scheme with a view to get the most out when you think you'll next want/need to upgrade.