Breakdown cover cost increase

casper_uk

casper_uk

casper_uk

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Joined
7 Oct 2004
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905
I have just had a quote through for renewal for my AA breakdown cover. It's for road side assist only, no fancy options and they have quoted £100, which includes an arrangement and administration fee of £50.40! £50 arrangement and administration fee? What the hell? It's not like I am even a new customer that needs setting up! I paid just over £60 two years ago with some kind of deal where it was the same price for two years. I thought it would just be typical silly renewal prices, but it seems breakdown cover from both AA and RAC has got very expensive. I can remember paying £35 not long back and have been lucky enough to never need it.

There seems to be a few smaller companies offering breakdown cover now, but I have no idea if they are any good. What companies are people with, and roughly how much are you paying? Sods law that if I cancelled it, then I would suddenly need it.
 
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I've usually managed to get it "free" with either when I have a service or offers from my bank, etc. I've never paid full price for it, though sometimes I've had gaps in cover because I couldn't find a good deal.
 
£13 a month for the Nationwide Flex plus account which I think provides the top level of cover from the AA (100% includes home start for example). You also get the added bonus of mobile phone insurance and worldwide travel insurance.
 
OldKitMan said:
£13 a month for the Nationwide Flex plus account which I think provides the top level of cover from the AA (100% includes home start for example). You also get the added bonus of mobile phone insurance and worldwide travel insurance.
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I pay £20 a month for our joint account with NatWest, couldn't cover 2 iPhones for that nevermind travel insurance and breakdown cover etc.
 
£200 for the year with Green Flag for 2 cars. One car is over 16 years old and has UK only roadside assistance and recovery, and the other is 13 years old and has breakdown and recovery including Europe.
 
casper_uk said:
I have just had a quote through for renewal for my AA breakdown cover. It's for road side assist only, no fancy options and they have quoted £100, which includes an arrangement and administration fee of £50.40! £50 arrangement and administration fee? What the hell? It's not like I am even a new customer that needs setting up! I paid just over £60 two years ago with some kind of deal where it was the same price for two years. I thought it would just be typical silly renewal prices, but it seems breakdown cover from both AA and RAC has got very expensive. I can remember paying £35 not long back and have been lucky enough to never need it.

There seems to be a few smaller companies offering breakdown cover now, but I have no idea if they are any good. What companies are people with, and roughly how much are you paying? Sods law that if I cancelled it, then I would suddenly need it.
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every year my mum threatens to leave and gets a better deal (a bit like car insurance).

I pay my bank £14 a month - I think it is - and get the top tier RAC for both my wife and I on both our cars, as well as world wide travel insurance Inc stuff like skiing and scuba etc. ,(there is no increase in price for doing it on a joint account )

ok so that is over £150 a year but if you go abroad even once it ends up decent value.
 
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Green flag £65 per year full UK Recovery, home start etc. Same as last year but as the car is a couple of years old we negotiated on that basis. Our 13 year old fiat was £90 two years ago.

The one time we I used them, they were excellent.
 
i paid £60 with Ping for the year, i have a 1.6tdi so i need it
  • Unlimited Call outs
  • Roadside Assist
  • Local Recovery up to 20 miles
  • Nationwide Recovery
  • Home Assistance
  • Alternative Travel/Overnight Accommodation
  • Misfuelling Cover
  • Key Assist
 
Stayed with AA for combined insurance&breakdown - insurance component was like £25 dearer than elsewhere but the breakdown circa £20 was £40 cheaper - one stop shop.

nationwide cover seems a bit weird https://www.nationwide.co.uk/current-accounts/flexplus/breakdown-cover/ devils in the detail
Your nominated vehicle will not be recovered ifit will cost more than its current market value,or if the cost of repairs is £500 or less
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last problem I had, where I nearly made a call out , was clutch slave cylinder that cost £150 to repair ?
my car was also imported which seems not allowed.
 
I also use nationwide. Just open a flex plus account and set up a direct debit if you don't actually want to use the account.

Mobile phone excess is £60 for android. Cheap doo for a smashed screen
 
bigmike20vt said:
every year my mum threatens to leave and gets a better deal (a bit like car insurance).

I pay my bank £14 a month - I think it is - and get the top tier RAC for both my wife and I on both our cars, as well as world wide travel insurance Inc stuff like skiing and scuba etc. ,(there is no increase in price for doing it on a joint account )

ok so that is over £150 a year but if you go abroad even once it ends up decent value.
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Which bank is this? That's pretty good value for the travel insurance incl. sports.
 
batfink said:
Which bank is this? That's pretty good value for the travel insurance incl. sports.
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Barclays ....additions active I think it's called.

not a patch on what it used to be. it used to have British gas home care in as well for servicing/repairing your boiler and was only £10 a month... but they lost a fortune on it then!.
 
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Just done an AA quote out of interest but they are doing a discount at the moment until 2nd April,


IMG20240329093211.jpg
 
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OldKitMan said:
£13 a month for the Nationwide Flex plus account which I think provides the top level of cover from the AA (100% includes home start for example). You also get the added bonus of mobile phone insurance and worldwide travel insurance.
Click to expand...
This is what I have. Thankfully I haven’t had to use it but I was with hsbc select and cover until they upped their price.
 
OldKitMan said:
£13 a month for the Nationwide Flex plus account which I think provides the top level of cover from the AA (100% includes home start for example). You also get the added bonus of mobile phone insurance and worldwide travel insurance.
Click to expand...
thats pretty good. can you get it for 2 people for that price on a joint account ? if so I may sack off additions active . also given the choice I would take AA over RAC who I am with with my bank
 
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