Breakdown cover

beachBOYken · Tuesday at 08:14

Hi

Anyone here buy yearly breakdown cover from likes of AA, RAC?

I normally get it free with my car service, but wondering if it will work out cheaper buying it separately and getting a cheaper car service.

beachBOYken · Tuesday at 08:44

Are those prices for the year? I checked AA/RAC direct and the packages work out at around £100!

beachBOYken · Tuesday at 12:28

Are these lesser named breakdown services easy to cancel after a year, or can you just pay a year thats it? I don't like all the auto renewal nonsense, sometimes I just like to pay a one off charge for the year, and thats it.

beachBOYken · 2026-03-25T08:50:13+0000

I normally have my service done at at a local Ford garage, but more expensive but It’s convenient for me being just up the road, and always been happy with the service they provide.
I will have to see what’s what when I go for me next one soon and work out the price in my head with the free AA breakdown cover, which is the full works breakdown cover I believe with home start/ European cover e.g. It’s only offered on certain certain Ford services.

beachBOYken · 2026-03-25T09:06:33+0000

NVP said:
....if it's free cover, what price are you calculating?

Is it like my local city pizza where buy one get one free costs more than the price of just one pizza

I think a Ford service is about £300, so yeah it’s not completely free when you factor in the increased pricing but I think full works AA cover is well over £100 so I guess you can say it’s “partially” free :cry:

I may just go for thier cheaper essentials service which doesn’t include breakdown cover and sort that out after.

beachBOYken · 2026-03-25T11:53:14+0000

jpaul said:
I'll take out abroad cover if I need it tactically, I'd like to find a which gives me Euro cover too for not a lot of money. policy though , if that can be done for less than £50 p/a

otherwise, having payed them ~£20 pa for UK forever, which I've never used, offsets risk of being in middle of nowhere and (will it really only be) £150 fee

is you car still in warranty though ? so don't they have some obligations of roadside help anyway.
Father had had similar with toyota, but now out of warranty is paying £100+ pa, via toyota, which is probably giving eu cover he wouldn't want

Nope its out of warranty now.

NVP said:
FYI - My Dad gets full European breakdown cover included with his Nationwide account.

I think thats the flex + which is £18 a month, thats pretty good if you make use of the holiday cover and mobile phone insurance, for me I wouldn't so it would work out a lot.