How do folks,
So I've read all sorts of answers to this, but does anybody know where I can find the definitive answer to the question of whether you can build up separate and independent NCDs on multiple vehicles?
Some sources say a driver can only have one NCD, and they apply it to just one car, all others sit at zero.
Some say they've seen policies that mirror the NCD?
The logical answer to me is that if you buy a second car, it starts from scratch and builds up on its own, but it does build up...
Anybody know? I'm specifically looking at it as I'm about to buy a bike so will need a second insurance policy but I'm curious in a 2 car situation too...
So I've read all sorts of answers to this, but does anybody know where I can find the definitive answer to the question of whether you can build up separate and independent NCDs on multiple vehicles?
Some sources say a driver can only have one NCD, and they apply it to just one car, all others sit at zero.
Some say they've seen policies that mirror the NCD?
The logical answer to me is that if you buy a second car, it starts from scratch and builds up on its own, but it does build up...
Anybody know? I'm specifically looking at it as I'm about to buy a bike so will need a second insurance policy but I'm curious in a 2 car situation too...