Buying 2nd hand car admin

Soldato
Joined
2 Jul 2010
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I've agreed to buy a second-hand car for the first time from a family member at the end of this month and I have a few questions regarding the admin work that has to go into it.

1) I have been told that when transferring it, I will have a green piece of paper that I can use to have the car taxed. Does this mean I will only be able to buy the tax in person at the post office (because the ownership transfer will be done offline)? Or will I be able to use this 'green piece of paper' to buy the tax online?

2) I am not currently insured on the car. Will I have to buy insurance in my name before I have the car taxed? Somebody else is currently insured on the car and will still be insured on the day, though.

3) With regards to the above, if I am buying the insurance before the car is taxed (which is the day the ownership transfer will occur), should I just tell the insurer I am not the registered keeper and then change it later on? Or is there no harm in saying I am already the registered keeper given there'll only be a margin of a few days or so?

4) If I don't buy the insurance beforehand and I buy it on the day of the ownership transfer, is there likely to be any issues/delays in being able to get the car taxed?

Apologies if the questions sound elementary but I am clueless.
 
I've agreed to buy a second-hand car for the first time from a family member at the end of this month and I have a few questions regarding the admin work that has to go into it.

1) I have been told that when transferring it, I will have a green piece of paper that I can use to have the car taxed. Does this mean I will only be able to buy the tax in person at the post office (because the ownership transfer will be done offline)? Or will I be able to use this 'green piece of paper' to buy the tax online?

2) I am not currently insured on the car. Will I have to buy insurance in my name before I have the car taxed? Somebody else is currently insured on the car and will still be insured on the day, though.

3) With regards to the above, if I am buying the insurance before the car is taxed (which is the day the ownership transfer will occur), should I just tell the insurer I am not the registered keeper and then change it later on? Or is there no harm in saying I am already the registered keeper given there'll only be a margin of a few days or so?

4) If I don't buy the insurance beforehand and I buy it on the day of the ownership transfer, is there likely to be any issues/delays in being able to get the car taxed?

Apologies if the questions sound elementary but I am clueless.

1: yes can be taxed online

2. and 3 and 4 become the registered keeper insure then tax it.
 
1, you'll get a new keeper slip, this allows you to buy tax online

2, arrange insurance in advance to start on the day you buy the car, phone to confirm on the day

3, insurance are used to the concept of people buying cars, tell them you are the new keeper

4, insure then tax on the day, it's simple

Don't overthink it all :p
 
1, you'll get a new keeper slip, this allows you to buy tax online

2, arrange insurance in advance to start on the day you buy the car, phone to confirm on the day

3, insurance are used to the concept of people buying cars, tell them you are the new keeper

4, insure then tax on the day, it's simple

Don't overthink it all :p

Ah yes, overthinking is one of my many traits :rolleyes: So just as I asked above (and why I was thinking of buying insurance in advance, let alone getting it arranged), is there any risk of the DVLA saying it can't be taxed because there's been a delay between me insuring the car and the DVLA acknowledging this? Or is this just some bizarre scenario I've concocted that doesn't exist in reality? :p
 
I'm considering flying over to N.I to buy a car this week... I intend to insure it before hand* and tax it once I'm there for the drive home.
I'm assuming/ hoping that's all reasonable to do.

*risky I know as there's a chance I wont buy it if it's not as described
 
I'm considering flying over to N.I to buy a car this week... I intend to insure it before hand* and tax it once I'm there for the drive home.
I'm assuming/ hoping that's all reasonable to do.

*risky I know as there's a chance I wont buy it if it's not as described

Call insurance, give them details and say you're considering buying, can they save the quote. If on the day you like it, call up and activate the change. Simple
 
1, you'll get a new keeper slip, this allows you to buy tax online

2, arrange insurance in advance to start on the day you buy the car, phone to confirm on the day

3, insurance are used to the concept of people buying cars, tell them you are the new keeper

4, insure then tax on the day, it's simple

Don't overthink it all :p
Just like this. I've lost count of how many second hand cars I've picked up over the years and never had any issues. Get the green slip, call insurance then tax online ( providing it has a valid MOT ) then your all set
 
Also don't forget.

5. Be prepared for it to break down within 24 hours, your family member to tell you to take a hike and end up never speaking to them again :D
 
Also don't forget.

5. Be prepared for it to break down within 24 hours, your family member to tell you to take a hike and end up never speaking to them again :D

Had it all checked yesterday and everything except a few rear LEDs is in tip top condition! I can imagine others have been in that position though :p
 
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