Buying 2nd hand car from companies it Cazoo, Carshop and etc

[Schizophonic]

I've gone to buy my last few cars from manufactures and there is an element if safety net but I need to get a suitable car for my fiancé after she wrote her (was mine) off.

Any advise why not to go with a car shop like Cazoo or Cinch for example? I know prices are slightly higher than buying from private but we need a reliable car and need some sort of safety net if something was go wrong in the first 7 days of getting the car.
Reading some reviews, the handover isn't great and people have complained about the (lack) of valeting but to be honest I'll be doing all of that myself when I get the car.

 

[Schizophonic]

Is that because if i dispute something with one of these dealers and it goes sour I can still get some form of compensation with my bank company?

 

[Schizophonic]

Almost, but not quite.

You will be entitled to Section 75 protection if the purchase price is more than £100 (ie a £100 item is not covered) and less than £30,000.01 and you've paid any amount of that on a credit card, even a single penny. There are some more rules that you need to follow but this doesn't apply in the case of Cinch and Cazoo as long as you don't use PayPal or any other similar intermediary. If the car costs more than £30k, it won't apply.

The car will be around 10-15k so we can take the advise on putting some of it on credit to give us some extra leverage.

Have a search on YouTube as I've seen a few videos reviewing purchases from the likes of Cazoo, a lot of them not favourable.

Are you buying the car on credit or outright? Cazoo and the like tend to be expensive, particularly on credit, and are you really getting value for money. Is their vehicle check really that good? etc

Better value can be had elsewhere but I guess it depends on how good you are at assessing car condition.

We will buy outright so we wont be going down the HP route. I know they have their own criterias in terms of wear and tear but I will go over with a light check what they have mentioned as imperfections and what is not noted. I guess when I drive it away it then tends to be difficult to raise the issues as its left the showroom.

 

[Schizophonic]

On the flip side, Ive heard from smaller dealers they dont want to fix any issues once you drive it off their forecourt. Yes there you have some sort of warranty work covered by them but I think there is a lot of back and forth with the smaller dealerships to get some sort of result. Larger companies there is a system and process in place which we can hopefully rely on and not some individual sole trader.

Yes I was reading their website and I would like to see and test drive a car before handing cash over but apparently they all go through their QA process to note down imperfections, quality checks and etc.

It will be a Golf mark 7 I believe.