Buying a new car

[Phate]

Hey people read this
and this
before you continue

ok so im looking at a new car, now whilst in vauxhalls today i spoke to the nice lady with a decent rack on her and she said about this deal they are doing

i can get a brand new Astra 1.6 SXi with all the trimmings with a 500 quid deposit and then 260 a month thereafter for over 3 years, and anything goes wrong i take it to them and they sort it under waruntee, then at the end of the 3 years ive got 3 options

1. Pay off the rest of the money and keep the car

2. Give the car back to them and leave it at that

3. Trade it in part exchange for a new vauxhall (They said itll be worth about 4 grand by then) and go on the same deal so in effect i get a new car every 3 years

now i am sorely tempted by this, so i contacted my insurer (Churchill) and asked if i could move my current policy over to a new car and just pay the extra, they said thats absolutely fine (£600 more),

now its 0% interest over the 3 years so i wont pay anymore than i have to.

Like i say im very tempted by this, does it sound ok to go for? i think it does but want other peoples opinion.

Any questions feel free to ask.

Cheers

 

[Phate]

With your current car such a Fire risk and having major electrical issues do you really want another Vauxhall?

yes because in all fairness the car has been in 2 accidents before (before i got it) i dont no if it was repaired by vauxhalls before so it could have been repaired by any shoddy person who simply hasnt done a proper job

 

[Phate]

well the deal was for 12k in miles a year im yet to do over 1k a month as i dont use it for work and it was for 260 a month, and then got the lump sum at the end of 4k which ill probably put to a new car