Can you change PCP to HP

[DJ85]

has anyone had experience doing this or trying to do this?
I’m only a year in to my PCP deal I suspect it’ll be a no.

 

[DJ85]

I was thinking that because I’ve been pcp on my last few cars and have been changing every so often when I fancied a change but we now have a car that we like and would like to actually own, plus maybe take the payments down a touch as well in the process that would be a bonus, looking at the settlement figure we’d be looking for a loan of £25k or there abouts, we was thinking to go HP at the end of our deal instead of the upgrade or the balloon payment, but was thinking of a way around it erlier.