Cancelling car insurance

Five_Star · 30 Apr 2008 at 19:19

I successfully sold my car and rang my insurance company (Bell) to cancel. As I paid yearly and due to a cancellation fee I won’t be getting any money back (only one month left anyway), but they said that I had to return all my policy documents to them??

I thought this was a little strange and asked them why and they said it’s their normal procedure? Its annoying as I have to pay to post back the documents for a cancelled policy :confused:

Has anybody else had need to do this? and will i get into trouble if I just "forget"

Cheers

Five_Star · 1 May 2008 at 07:39

No, not baothered about the price of stamps just didn't know why they needed the cover note back. (wasn't aware it was part of the road traffic act)

Sorry should have also said that its not cancelled, its suspended like Sukh said he did. I'm not going to be getting another car. moving house near a train station so will be using that to commute to work and the Wife is keeping her car.

To extend the topic slightly what happens to my NCB if I don't have my own insurance anymore but am just a named driver on the Wifes policy?? (its with Direct Line)

Cheers

Five_Star · 1 May 2008 at 13:20

AcidHell2 said:
By law you have to send it back.

I have to ask, why the hell you cancled. should have just let it run out and get the NCD.

I wasn't thinking, thought I might get some cash back as car ownership for me is over for the medium turm future

Five_Star · 1 May 2008 at 14:10

Hi, Yep I phoned them back just now and they confirmed (after a long time on hold) that its not cancelled but suspended and I can apply for my NCD certificate when my policy expires in August. They said I should have a pre paid envelope at home with my policy documents so will have to look tonight and will get the Mrs to call Direct Line and see about any possible discount

I seriously wish I'd never called them to cancel, live and learn I guess