Car Finance Terms

Melon · 13 Feb 2006 at 11:08

I have a car on finace and still have about 2 and half years.

I want to know if it possible to carry on paying the finance and maybe up it a little and change the car before the time is over.

Melon · 13 Feb 2006 at 11:12

Ok I will do but do you think it is more likey I will be able to change it or not.

Melon · 13 Feb 2006 at 11:30

Ill speak to them and see what they say. I Am looking to get another car from the same garage and so the same lender.

I am not looking at uping the installments, I want to up the number of months.

Melon · 13 Feb 2006 at 11:52

There is a final payment which is more than the monthly payments and it was for 3 1/2 years finance.

I fell stupid because I knew I would have to keep the car for 3 1/2 years but now I am fed up with ti after just a year.

Melon · 13 Feb 2006 at 12:14

yeah lol

Stupid aint it.

I think I might just pay extra and pay the finace off and then decide what to do.

Melon · 13 Feb 2006 at 12:25

Thats a good idea Walliam Thanks a lot.

Melon · 13 Feb 2006 at 12:38

After speaking to you guys I am going to take a Bank Loan to pay off the loan and then change the car from there.

I am only doing all this as my gf has just had my Baby two weeks ago and this car isnt really suitable as a family car. There is no boot space or anything.

Many Thanks for the Advice guys.