Car Insurance: Swiftcover?

Housey · 19 Jun 2012 at 14:36

Just changed my insurance provider to this lot as they were cheaper by over £150 than anyone else. £409 all in fully comp for 12 months on the 530D. My renewal quote from my broker was £605 and that was good compared to most.

Are they any good?

Minstadave · 19 Jun 2012 at 14:39

Rubbish windscreen policy, if you make a claim you don't gain your extra year NCB at renewal time.

GinG · 19 Jun 2012 at 14:41

Girlfriend been with them for over 5 years as always been cheapest.

Nerver had to claim for accident damage but never had any issues when she needed to replace windscreen @ MOT time due to crack.

Housey · 19 Jun 2012 at 14:41

I've protected no claims and 20 years of it, so not sure that bothers me.

Minstadave · 19 Jun 2012 at 14:42

Housey said:
I've protected no claims and 20 years of it, so not sure that bothers me.

Should be fine then

Peerzy · 19 Jun 2012 at 14:45

I had them for a year on my Bravo. No fee for when I put my private number plate on as everything is online. Which means it's dead easy to print out your documents whenever you want.

Never had to claim though but if they came out cheapest in the future I'd use them.

bledd · 19 Jun 2012 at 14:52

Minstadave said:
Rubbish windscreen policy, if you make a claim you don't gain your extra year NCB at renewal time.

This is why I moved the gf from them to Admiral.

Housey · 19 Jun 2012 at 14:53

It does still amaze me that with a totally clean licence, 20+ years no claims, a relatively normal car, garaged in a nice location and with my wife on the insurance, even with a small claim from her last year (it still was cheaper than her NOT being on it!) the next best quote was up around £600.

GinG · 19 Jun 2012 at 15:42

Peerzy said:
I had them for a year on my Bravo. No fee for when I put my private number plate on as everything is online. Which means it's dead easy to print out your documents whenever you want.

Never had to claim though but if they came out cheapest in the future I'd use them.

Ah yeah forgot to mention the whole online thing...fantastic and very easy to use!

GinG · 19 Jun 2012 at 15:45

Housey said:
It does still amaze me that with a totally clean licence, 20+ years no claims, a relatively normal car, garaged in a nice location and with my wife on the insurance, even with a small claim from her last year (it still was cheaper than her NOT being on it!) the next best quote was up around £600.

Is that with just the one car on policy?

Just quoted for the A4 I am tempted to get and comes in at £550 per year, fair enough not as valuable as yours but insurance still baffles me! 26, 7 years no claims and girlfriend on as named driver!

How they work things out I do not know!

Housey · 19 Jun 2012 at 16:39

GinG said:
Is that with just the one car on policy?

Just quoted for the A4 I am tempted to get and comes in at £550 per year, fair enough not as valuable as yours but insurance still baffles me! 26, 7 years no claims and girlfriend on as named driver!

How they work things out I do not know!

Yes it's just my car, my wife's is within someone else.

Conscript · 19 Jun 2012 at 17:13

Minstadave said:
Rubbish windscreen policy, if you make a claim you don't gain your extra year NCB at renewal time.

It's because of this that I intend to move from them at my renewal.

However, I had a new screen in February and when I checked the claims section of my online policy documents, they had logged it as a windscreen repair and "NCD not affected". I've just had the screen done again two weeks ago, and I'm waiting to see if they make the same mistake