Car modification

lmog357 · 24 Jan 2018 at 20:42

Evening all,

I have just bought a new Mazda MX-5 which I am picking up in March. I noticed that Mazda have their own front splitters, side skirts and rear diffuser in the brochure. I haven't ordered any for the car however, I would like to have them in, let's say, a few months. Would I have to tell the insurance about them or could I get away as they are standard i.e. I bought the car with them on?

Any help would be appreciated,
trying to stay on the right side of the law

Dis86 · 24 Jan 2018 at 20:45

It's a modification from stock so they should be declared.
I recently had a similar discussion with my insurance company regarding things like the rear spoiler.

lmog357 · 24 Jan 2018 at 20:48

Dis86 said:
It's a modification from stock so they should be declared.
I recently had a similar discussion with my insurance company regarding things like the rear spoiler.

Thank you for the quick response and for clarifying. Should I inform the insurance before I pick the car up that I will be putting X, y, z and pay upfront then or phone them up once I'm ready to put them on the car?

Dis86 · 24 Jan 2018 at 20:49

lmog357 said:
Thank you for the quick response and for clarifying. Should I inform the insurance before I pick the car up that I will be putting X, y, z and pay upfront then or phone them up once I'm ready to put them on the car?

Give them a call to say you're thinking of doing it. They may be more lenient than mine were. Make sure you're clear though that they were options when the car was purchased.

Dis86 · 24 Jan 2018 at 20:51

As a side note we have a great mx5 thread on here that you might want to take a look at!

It's called bring your curling tongs or something equally hair dresser related.

lmog357 · 24 Jan 2018 at 20:52

Dis86 said:
Give them a call to say you're thinking of doing it. They may be more lenient than mine were. Make sure you're clear though that they were options when the car was purchased.

Thank you. Will do!!!

tom_nieto · 24 Jan 2018 at 20:53

Optional extras are manufacturer specification and most insurance policies that I've read only count a modification as something which has been added after the car has left the factory. If you bought a car with a load of option codes included, then this might affect the valuation amount, but this isn't a modification as such.

lmog357 · 24 Jan 2018 at 20:53

Dis86 said:
As a side note we have a great mx5 thread on here that you might want to take a look at!

It's called bring your curling tongs or something equally hair dresser related.

Thanks, will take a look.

lmog357 · 24 Jan 2018 at 20:54

tom_nieto said:
Optional extras are manufacturer specification and most insurance policies that I've read only count a modification as something which has been added after the car has left the factory. If you bought a car with a load of option codes included, then this might affect the valuation amount, but this isn't a modification as such.

Hmm, will phone them and tell them what I'm looking at doing and see what they say.

ruthers · 11 Feb 2018 at 18:22

If its oem parts I wouldn't bother personally
I understand its a modification from stock though