Car query

vickister · 15 Oct 2006 at 16:44

Hi i have a question but been told so many answers

My parents want to give me and my otherhalf there old car as they have bought a new one.

They want to give us the car but they want the car to go in my name as the registered car owner even tho i cant drive but my otherhalf can drive and he would have to insure it and raodtax and keep it.

So is that allowed

me being regisrted car owner on paper but other half being liscense holder and insureance holder and main driver it

if you understand what i mean

can i be car owner even tho i cant drive and my other half be the registered keeper and pay for its running cost

Rotty · 15 Oct 2006 at 16:56

vickister said:
me and my boyfriends

how many do you have ? :eek:

Gaygle · 15 Oct 2006 at 17:02

Yes you can do that....i think!

vickister · 15 Oct 2006 at 17:20

Rotty said:
how many do you have ?

only the one, why my typing and spelling isnt good

[TW]Fox · 15 Oct 2006 at 17:22

AFAIK you can only do this if your other half is actually your other half - ie, married to you. Otherwise, most insurers require the vehicle is in the name of the policyholder.

Giddy · 15 Oct 2006 at 17:29

[TW]Fox said:
AFAIK you can only do this if your other half is actually your other half - ie, married to you. Otherwise, most insurers require the vehicle is in the name of the policyholder.

Yep, I've enquired about this before, the registered keeper must be the policyholder unless married. Something to do with if the car was written off they would have to issue a cheque to the registered keeper.

pinkaardvark · 15 Oct 2006 at 17:35

Not married and I was until recently the owner of my partners car, she never had any problems insuring it. Last insurer was elephant and one before that was directline. We did live together at same address os I dunno if that made a difference?

Dandle · 15 Oct 2006 at 17:48

You can do it even if your not married. We did it earlier in the year with the Audi which was registered in my name but with my other half insuring it fully comp(she had her maiden name at the time).

Giddy · 15 Oct 2006 at 18:45

Dandle said:
You can do it even if your not married. We did it earlier in the year with the Audi which was registered in my name but with my other half insuring it fully comp(she had her maiden name at the time).

Must depend on the insurer then.

Dandle · 15 Oct 2006 at 22:16

Giddy said:
Must depend on the insurer then.

I'm don't think so as we phoned loads of companies and went with the best one. Which was privilege this time.

richolmes72 · 15 Oct 2006 at 23:14

Owning a car and being a registered keeper of a car are 2 different things iirc.

The 2 are normally and "obviously" intertwined. But they can be seperated using a seperate contract which draws out who owns what without the need for Marriage.

Rich1988 · 15 Oct 2006 at 23:21

[TW]Fox said:
AFAIK you can only do this if your other half is actually your other half - ie, married to you. Otherwise, most insurers require the vehicle is in the name of the policyholder.

yea all insurers I have been to require you either ot be married to owner or owner for a policy

Dandle · 15 Oct 2006 at 23:39

Rich1988 said:
yea all insurers I have been to require you either ot be married to owner or owner for a policy

Thats weird as I said none of them required that earlier in the year for us.

Rich1988 · 15 Oct 2006 at 23:47

Dandle said:
Thats weird as I said none of them required that earlier in the year for us.

and obviously you went to the exact same insurers as me.....

Dandle · 15 Oct 2006 at 23:49

Rich1988 said:
and obviously you went to the exact same insurers as me.....

No maybe not but we went through 8-10 quotes online.

Rich1988 · 15 Oct 2006 at 23:50

Dandle said:
No maybe not but we went through 8-10 quotes online.

Wish I had found these tbh, then i wouldnt have had the hassle of changing ownership on my car >.> Ecar who im with require you to be the owner or married to for a policy

Dandle · 15 Oct 2006 at 23:52

The only problem we had with the policy was Helens business mileage a lot of them qouted silly money for that. Privilege were really cheap with it added though.