Carcraft Finance

LeeUK · 14 Oct 2012 at 11:56

Thinking about getting a Chevrolet Spark on finance from Carcraft to replace my aging 11 year old 206 which is requiring some work.

http://www.carcraft.co.uk/used-cars...-5dr?searchId=33956148&provideBackButton=true

£158 a month over 5 years. Worth it?

I hear Carcraft/webuyanycar are a bit of a dodgy outfit.

Jono8 · 14 Oct 2012 at 11:58

Oh boy oh boy oh boy

mjt · 14 Oct 2012 at 11:59

My girlfriend has a Chevy Spark on finance because she lives in Denmark where car prices and insurance costs are prohibitive.
You don't and therefore can get something much, much better than a Spark on finance.

Oh, and CarCraft doesn't have a great reputation around here

Jono8 · 14 Oct 2012 at 12:00

By the way that is 10k on a 2 year old chevrolet spark.....Can't you get a new one cheaper/on a better finance deal!!?

You could buy something really nice/fast for 6k and still have 4k for repairs and running costs!.... or have a Chevy spark 1.2

Ricochet J · 14 Oct 2012 at 12:01

Is there any reason why you want a Chevrolet Spark over say a Fiesta, Focus, Astra?

If you pay £158 a month for a £6495 car it will cost you £9880.18 after 5 years, when you have paid the car off. That is horrendous.

It would be better for you to get a low interest loan, or credit card and finance your car purchase that way.

[TW]Fox · 14 Oct 2012 at 12:01

This cannot be a serious thread, can it?

Tom_ed1987 · 14 Oct 2012 at 12:02

5 year cost of £9480 is a lot. Would make far more sense to take out a ~6k bank loan and buy the car outright from somewhere else.

Ricochet J · 14 Oct 2012 at 12:03

[TW]Fox;22956694 said:
This cannot be a serious thread, can it?

If it isn't I fell for it.

Sparky · 14 Oct 2012 at 12:03

Jono8 · 14 Oct 2012 at 12:04

actually it looks like he has posted in motors a lot so therefore this can't be serious.

Blue160 · 14 Oct 2012 at 12:05

LeeUK said:
Thinking about getting a Chevrolet Spark on finance from Carcraft to replace my aging 11 year old 206 which is requiring some work.

Troll thread?

If not, the fact people think it is a troll thread lets you know how good your idea is

LeeUK · 14 Oct 2012 at 12:05

It doesn't have to be a Spark, but Carcraft's website didn't have a lot of choice within my budget.

[TW]Fox · 14 Oct 2012 at 12:06

LeeUK said:
It doesn't have to be a Spark, but Carcraft's website didn't have a lot of choice within my budget.

The Spark is a terrible car and paying £10k for a terrible car advertised at £6k yet worth probably less than £5k is absolutely bonkers.

Use somebody elses website.

Ricochet J · 14 Oct 2012 at 12:07

LeeUK said:
It doesn't have to be a Spark, but Carcraft's website didn't have a lot of choice within my budget.

How old are you?

Jono8 · 14 Oct 2012 at 12:08

I know it is a 1.0 but a very quick google search and..

http://www.holdcroft.com/billboard/...-spark-18939?gclid=CPOk-tCtgLMCFaTJtAodVTYA1w

mjt · 14 Oct 2012 at 12:12

[TW]Fox;22956726 said:
The Spark is a terrible car and paying £10k for a terrible car advertised at £6k yet worth probably less than £5k is absolutely bonkers.

Use somebody elses website.

It's not that bad actually.
Nowhere near as bad as the Matiz!
Almost enough space inside for 4 adults in comfort with a decent boot.
The quality of plastics is surprinsingly decent and you can get them with good spec.

But yes, this post sums the thread up

LeeUK · 14 Oct 2012 at 12:13

I want a newer car max a couple of years old but don't want to be blowing £6K+ outright. Just want something with low monthly repayments.

G-MAN2004 · 14 Oct 2012 at 12:13

Carcraft. Not even once.

andicole0 · 14 Oct 2012 at 12:16

LeeUK said:
It doesn't have to be a Spark, but Carcraft's website didn't have a lot of choice within my budget.

With about £1700 deposit Chevrolet will give you a new Spark for £148 a month.

Andi.

Jono8 · 14 Oct 2012 at 12:22

LeeUK said:
I want a newer car max a couple of years old but don't want to be blowing £6K+ outright. Just want something with low monthly repayments.

But you are happy to blow over £3k on interest?