On the other hand I tried tacking an electric cable underneath a radiator and put a tack straight into a heating pipe and had to get that sorted but I called out a plumber through the insurance.
When we had our carpets laid upstairs the carpet guy took all the doors off the hinges and moved them to another room out of the way. They mixed the doors up so when they were put back half the doors would not close correctly![]()
Accidental damage cover is an optional extra. At a guess, it will be the premiums of fellow accidental damage coverers who pay the premium hike for such claims.Now, this sort of grinds my gears.
Home insurance is there to cover unexpected disasters, it really shouldn't be expected to cover your ****ups! Why should all the other premium payers cover the cost of your **** ups.??
Me, I would have just sucked it up. I would never contemplate making an insurance claim under these sorts of circumstance unless I really had no economic option (Like say, burning the house down)
My carpet fitters turned up and the room was spotless, door was already off and out of the room and they just fitted and went. Said thanks for making it so easy for them.
I then worked on the door to make it fit but it still needs a little more taking off it.