Soldato
Hey guys,
Me and my fiancé want to set up a joint bank account that we both use as our main bank account.
We are both currently with HSBC and have been for 10+ years. Our accounts are separate but making them joint is a simple process. However after looking at all of the accounts out there, Santander offer the best in terms of cashback, overdraft facilities and savings interest.
The question is: if I change Santander to my main bank where wages get paid in etc and make it a joint with my fiancé, how will it effect my credit score? The reason I ask is because the question that is always asked on loan, finance, mortgage applications is "how long have you been with current bank?"
Thanks
Shep.
Me and my fiancé want to set up a joint bank account that we both use as our main bank account.
We are both currently with HSBC and have been for 10+ years. Our accounts are separate but making them joint is a simple process. However after looking at all of the accounts out there, Santander offer the best in terms of cashback, overdraft facilities and savings interest.
The question is: if I change Santander to my main bank where wages get paid in etc and make it a joint with my fiancé, how will it effect my credit score? The reason I ask is because the question that is always asked on loan, finance, mortgage applications is "how long have you been with current bank?"
Thanks
Shep.