Hi guys,
Got a bit of a situation that I really should've thought a bit more about at the time. Basically I bought a car privately for my wife and as I travelled up to pick it up alone, I've had to sign the V5C and put it in my name. I then gave her the V5C/2 code so she could set tax up herself and she has done this setting it up as a direct debit and in her own name.
She has now decided she wants the car in her name so it means updating the V5C. Normally I'd be quite against it as it's putting another owner on there for no real reason but we'll end up keeping the car until it dies anyway so I'm not worried about that.
The problem is under the new tax rules obviously the DVLA will automatically refund the previous keeper for any unused tax or cancel the direct debit. In this case it's set up as a direct debit but under another name so what will happen here?
Since it's paid by direct debit there are no months to be refunded. I'd imagine that they'll cancel the existing direct debit anyway and then it means paying for the same month twice. If that does happen I just don't want there to be any risk of driving around without tax before being able to set it up again since there will be a delay between them sending a notification letter out and it being received.
TLDR; Car V5C is in my name, tax is in wife's name, we want to change the V5C so she is the registered keeper - what happens with the tax side?
Personally I think it should just be left as it is as it's still all being paid for and is no faffing around but there we go
Got a bit of a situation that I really should've thought a bit more about at the time. Basically I bought a car privately for my wife and as I travelled up to pick it up alone, I've had to sign the V5C and put it in my name. I then gave her the V5C/2 code so she could set tax up herself and she has done this setting it up as a direct debit and in her own name.
She has now decided she wants the car in her name so it means updating the V5C. Normally I'd be quite against it as it's putting another owner on there for no real reason but we'll end up keeping the car until it dies anyway so I'm not worried about that.
The problem is under the new tax rules obviously the DVLA will automatically refund the previous keeper for any unused tax or cancel the direct debit. In this case it's set up as a direct debit but under another name so what will happen here?
Since it's paid by direct debit there are no months to be refunded. I'd imagine that they'll cancel the existing direct debit anyway and then it means paying for the same month twice. If that does happen I just don't want there to be any risk of driving around without tax before being able to set it up again since there will be a delay between them sending a notification letter out and it being received.
TLDR; Car V5C is in my name, tax is in wife's name, we want to change the V5C so she is the registered keeper - what happens with the tax side?
Personally I think it should just be left as it is as it's still all being paid for and is no faffing around but there we go