Chipped windscreen

[NotAGolf]

I got a chip on my windscreen the other day. I'm insured with esure and I got in contact with them about it. They said to phone Autoglass and get it repaired (if possible) using the gel method (can't remember the proper name!).

Esure said they will cover the cost as part of my cover and it wont affect my no claims bonus.

This sounds good, but I'm concerned that when I come to renew my insurance, don't companies ask if you've made any claims of any type in the last X months? Would this count as a claim, and if so any ideas what kind of affect it would have on the premium?

 

[NotAGolf]

Glass claims have no bearing or impact on either renewal prices other than for customers of the AXA group who freeze your no claims for a year.

How do they know it's a glass claim? If you answer 'Yes' to the 'Have you made any claims in the last X years', does it ask you to elaborate further and explain it was a chip in your glass?

Knowing insurance companies, I'd assume that if you answer 'yes' to that question, even if it was a small chip, the resulting quote would be higher than if you answered 'no', and that's what I'm worried about.

 

[NotAGolf]

Thanks very much for all the advice guys. Will get in contact with Autoglass ASAP